简体中文
繁體中文
English
Item and Scope Check
Distinguish this actual business、Planned tasks and work that need to be handled by other professional organizations。
Service Overview
深圳融资租赁合规服务应先核对实际主体、Activities and this matter，Confirm registration separately again、Professional work and ongoing maintenance arrangements。按合同、funds、资产或应收账款及实际风险承担辨明活动，不凭公司名称决定业务性质或适用监管。
Nature of the matter and applicable boundaries
按合同、funds、资产或应收账款及实际风险承担辨明活动，不凭公司名称决定业务性质或适用监管。
cannot。所涉地方金融监管、经营限制及其他准入应按具体活动核对，工商登记不能概括为全面金融许可。
material、Responsibility and Result Verification
整理真实合同、权属、履行、债权及付款资料，识别关联交易与重复融资，不以形式发票代替真实性核对。
区分自有资金、loan、转让和其他安排，使合同与实际资金对应，不能将不明确资金来源包装成正常经营款。
围绕合同、assets、debt、资金及风险管理保存记录，并按实际适用制度核对报告与变更，不只保留公司成立文件。
Shenzhen Financing and Leasing Compliance Services：Processing conditions、List of Materials and Official References
深圳融资租赁合规服务由深圳市地方金融管理局主管。Is it applicable、Handle according to which category of matters，Depends on the subject qualifications、Business activities and actual location/personnel arrangements；Newly established under the same name、change、continue、Cancellation handled separately，Cannot replace each other。
30 Second key point
- Competent authority：深圳市地方金融管理局
- First, look at the conditions：业务真实、租赁物适格（不得为虚构或低值高估资产）。
- 合规体检：10–20 个工作日
- Validity period：按年度评级持续管理。
- Supervisory/Approval Authority
- 深圳市地方金融管理局
- Main basis
- 《融资租赁公司监督管理暂行办法》（银保监发〔2020〕22号）
- Handling method
- Online declaration + window/on-site verification (depending on the matter)
- Validity period
- 按年度评级持续管理。
Scope of application：First determine which category it belongs to
Situations that usually require handling：
- 已设立的融资租赁公司需完成监管评级、数据报送与整改
- 拟调整业务结构、压降通道业务的企业
Easily mistaken as needed、But situations that should be verified separately：
- 尚未取得融资租赁经营资格的主体（先设立）
Core Conditions (Checked Item by Item)
- 业务真实、租赁物适格（不得为虚构或低值高估资产）。
- 集中度、Related party transactions、杠杆率符合监管指标。
- 资产分类与拨备制度健全。
- 按监管要求接入数据报送系统。
List of materials and common return points
| Material | Key Points / Common Reasons for Returned Items |
|---|---|
| 存量业务清单 | 含承租人、leasehold property、余额、the term |
| 风险资产与净资产测算表 | |
| 制度文件与整改方案 | |
| Audit report |
Review and On-site Inspection Focus Points
- 租赁物不适格（如以软件、商标等无形资产评估作价）是整改重点。
- 关联交易与股东借款未按程序审批，会被认定公司治理失效。
time limit、Validity Period and Subsequent Obligations
| project | illustrate |
|---|---|
| 合规体检 | 10–20 个工作日 |
| 整改落地 | 1–3 个月 |
| Validity and Renewal | 按年度评级持续管理。 |
| Ongoing obligation | 数据报送与评级每年进行。 |
Cost structure (listed separately)，Avoid vague punches
按合规体检、制度重构、数据报送范围计费。
Risk and Responsibility Boundaries
- 评级下降会影响业务范围与融资成本。
- 长期失联或空壳会被公示清退。
Official Basis and Verification Entry
| Basis / Entrance | Issuing Authority | Verification method |
|---|---|---|
| 《融资租赁公司监督管理暂行办法》 | 银保监发〔2020〕22号 | Enforcement 2020-06-09；The current valid text shall prevail |
| 深圳市地方金融管理局 | — | Visit |
Date of consultation of the above materials：2026November 12。The provisions of the regulations shall be based on the officially published current text.；Service guidelines have regional differences and version updates，The actual acceptance requirements shall be subject to the standards of the accepting authority at the current period.。
illustrate：This page is a guide for handling conditions and organizing materials，Does not constitute legal advice、Regulatory approval or approval commitment。Submit application、On-site verification、The issuance of certificates and the decision to open accounts are both independently made by the competent authority or the bank.；Specific scope of services、The costs and deliverables shall be subject to written authorization.。
Scope of Services
Define the consultant's work according to the actual matters this time、The respective scope of work of professional institutions and external audits。
Data and Missing Items Compilation
Bring up existing records、Support evidence compared with formal requirements item by item，Record issues to be completed。
Results and subsequent handover
Verify agreed delivery、Submit or other results，List unfinished matters and ongoing maintenance。
Required Documents
The following are directions for the initial communication and information verification，The official list is according to the current acceptance requirements、Confirmation of the subject and actual matters。
- Entity Registration、Existing qualifications and authorization materials
- Practical activity、contract、Transactions or assets and the corresponding supporting documents
- Equity、personnel、A truthful description of the location and this change
- Original notice、All previous handling records and the matters pending confirmation this time
Application Process
Step 1
Confirm entity、Actual activities and this goal
Step 2
Organize existing records and supporting materials，Check applicable requirements
Step 3
Handle and coordinate professional work according to explicit authorization
Step 4
Check results、Original documents and subsequent responsibilities handover
Key Considerations
This page is for the scope of matters and preparation instructions，Does not replace individual laws、tax、Audit or other professional opinions。Processing conditions、Government fees、Processing time and results are determined according to the applicable regulations and review.，No unified guarantee。
List the consultant's work separately before commissioning、government fees、Capital or balance requirements、Professional signing and other third-party fees；Check the final records and items that still need to be handled during the handover。
FAQs
按合同、funds、资产或应收账款及实际风险承担辨明活动，不凭公司名称决定业务性质或适用监管。
cannot。所涉地方金融监管、经营限制及其他准入应按具体活动核对，工商登记不能概括为全面金融许可。
整理真实合同、权属、履行、债权及付款资料，识别关联交易与重复融资，不以形式发票代替真实性核对。
区分自有资金、loan、转让和其他安排，使合同与实际资金对应，不能将不明确资金来源包装成正常经营款。
围绕合同、assets、debt、资金及风险管理保存记录，并按实际适用制度核对报告与变更，不只保留公司成立文件。