Pawn shop established：注册资本最低限额、安全防范设施与商务部门审批流程

典当行的设立与经营受到严格的法律规范与监督管理。为促进典当业规范发展，依据相关法律规定，在中华人民共和国境内设立典当行、从事典当活动，均须遵循相应的管理办法。以下从设立条件、Registered capital、safety system、审批程序等方面，梳理典当行开办的核心要求。

典当行为的法律界定

Pawn refers to the pawnbroking of his or her movable property、财产权利作为当物质押，或者将其房地产作为当物抵押给典当行，交付一定比例费用，Get deposit，and pay interest on the deposit within the agreed period、repay the deposit、the act of redeeming something pledged。

典当行是指依照本办法设立的专门从事典当活动的企业法人，其组织形式与组织机构适用《中华人民共和国公司法》的有关规定。商务主管部门对典当业实施监督管理，公安机关对典当业进行治安管理。Pawn shop engages in business activities，should obey the law、Statutes and Regulations，follow equality、voluntary、Integrity、principle of mutual benefit。

典当行名称的行业表述规范

The name of the pawn shop shall comply with the relevant provisions on enterprise name registration and management，名称中的行业表述应当标明”pawn”words。其他任何经营性组织和机构的名称不得含有”pawn”words，No pawn business shall be operated or disguised。

申请设立典当行的条件

Apply to set up a pawn shop，The following conditions should be met：

1. are in compliance with the law、Statutes and regulations；
2. Have minimum registered capital that meets the provisions of these Measures；
3. 有符合要求的营业场所和办理业务必需的设施；
4. Have management personnel and appraisers who are familiar with the pawn business；
5. There are two or more legal person shareholders，And the legal person shares are relatively controlling；
6. 符合本办法第九条和第十条规定的治安管理要求；
7. Comply with the national overall plan for pawn shops、合理布局的要求。

注册资本最低限额标准

The minimum registered capital of a pawn shop is 3 million yuan；Engaged in real estate mortgage pawn business，The minimum registered capital is 5 million yuan；Engaged in property rights pledge and pawn business，The minimum registered capital is 10 million yuan。

The minimum registered capital of a pawn shop shall be the monetary capital paid by shareholders.，Not included in kind、industrial property、non-patented technology、Capital contributed as a price for land use rights。

安全管理制度要求

Pawn shops should be established、Improve the following safety systems：

1. Collect、Assignment、Redemption certificate (photo) system；
2. Inspection of property、custody system；
3. Wanted assistance investigation and verification system；
4. suspicious reporting system；
5. Equipped with security personnel system。

安全防范设施配置标准

典当行房屋建筑和经营设施应当符合国家有关安全标准和消防管理规定，Have the following safety precautions：

1. Set up video recording equipment in the business premises (recording data should be kept for at least 2 months)；
2. Set up protective facilities at the business counter；
3. 设置符合安全要求的典当物品保管库房和保险箱（柜、library)；
4. Set up alarm devices；
5. Install protective facilities on doors and windows；
6. Equipped with necessary fire-fighting facilities and equipment。

设立申请需提交的材料

Set up a pawn shop，The applicant shall submit the following materials to the commercial department at the city (prefecture) level where the pawn shop is proposed to be established.：

1. Application for establishment (should state the name of the pawn shop to be established、address、Registered capital、Shareholders and capital contribution、business scope, etc.) and feasibility study report；
2. Pawn shop regulations、Investment Agreement and Investment Commitment Letter；
3. Pawn shop business rules、Internal management system and safety precautions；
4. Capital verification certificate issued by a legally qualified capital verification agency；
5. Individual shareholder issued by the personnel department of the unit where the file is located、Resumes of proposed legal representatives and other senior managers；
6. Recent financial audit report of the legal person shareholder and proof of capital contribution ability issued by a legally qualified accounting firm、A copy of the resolution of the board of directors (shareholders meeting) of the legal person shareholder and a copy of the business license；
7. 符合要求的营业场所的所有权或者使用权的有效证明文件；
8. "Notice of Preliminary Approval of Enterprise Name" issued by the industrial and commercial administration authority。

跨省设立分支机构的条件

Pawn shops that meet the following conditions can operate across provinces (autonomous regions)、Municipalities) set up branches：

1. Operating pawn business for more than three years，Registered capital is not less than RMB 15 million；
2. Profitable for the past two consecutive years；
3. No illegal business records in the past two years。

Branches of pawn shops shall implement the safety system stipulated in Article 9 of these Measures，Have the safety precautions specified in Article 10 of these Measures。

Pawn shops shall allocate no less than 5 million yuan in working capital to each branch.。The total working capital of each branch of a pawn shop shall not exceed 50% of the registered capital of the pawn shop.。

分支机构设立申请材料

A pawn shop applies to establish a branch，应当向拟设分支机构所在地设区的市（地）级商务主管部门提交下列材料：

1. 设立分支机构的申请报告（应当载明拟设立分支机构的名称、address、person in charge、营运资金数额等）、feasibility study report、董事会（股东会）决议；
2. The pawn shop’s financial accounting reports for the past two years issued by a legally qualified accounting firm；
3. Resume of the proposed head of the branch issued by the personnel department of the location where the file is located；
4. 符合要求的营业场所的所有权或者使用权的有效证明文件；
5. Certification issued by the provincial commerce department and the public security agency of the local county-level people’s government that there are no illegal business records in the past two years。

商务主管部门审批流程

After receiving an application to establish a pawn shop or a pawn shop applying to establish a branch，设区的市（地）级商务主管部门应当报省级商务主管部门审核，The provincial commerce department will submit the review opinions and application materials to the Ministry of Commerce.，由商务部批准并颁发《典当经营许可证》。省级商务主管部门应当在收到商务部批准文件后5日（工作日，下同）内将有关情况通报同级人民政府公安机关。省级人民政府公安机关应当在5日内将通报情况通知设区的市（地）级人民政府公安机关。

特种行业许可证申请材料

After the applicant obtains the "Pawn Business License"，应当在10日内向所在地县级人民政府公安机关申请典当行《特种行业许可证》，and provide the following materials：

1. Application report；
2. "Pawn Business License" and copy；
3. legal representative、个人股东和其他高级管理人员的简历及有效身份证件复印件；
4. legal representative、个人股东和其他高级管理人员的户口所在地县级人民政府公安机关出具的无故意犯罪记录证明；
5. Pawn shop business premises and storage warehouse floor plan、Building structure drawing；
6. Video equipment、Protective facilities、safe(cabinet)、warehouse) and fire protection facility installation、Set location map；
7. Various security measures、Fire safety management system；
8. Basic information about security organizations or security personnel。

特种行业许可证审核时限

所在地县级人民政府公安机关受理后应当在10日内将申请材料及初步审核结果报设区的市（地）级人民政府公安机关审核批准，设区的市（地）级人民政府公安机关应当在10日内审核批准完毕。经批准的，颁发《特种行业许可证》。设区的市（地）级人民政府公安机关直接受理的申请，应当在20日内审核批准完毕。经批准的，颁发《特种行业许可证》。

设区的市（地）级人民政府公安机关应当在发证后5日内将审核批准情况报省级人民政府公安机关备案；省级人民政府公安机关应当在5日内将有关情况通报同级商务主管部门。申请人领取《特种行业许可证》后，应当在10日内到工商行政管理机关申请登记注册，After receiving the business license，方可营业。

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