Fund sales license application conditions：commercial bank、Securities company、期货公司与保险机构准入要求

52代办网为深圳地区提供基金销售、融资租赁与商业保理公司注册及运营整体解决方案。本文依据相关法规，系统梳理基金销售牌照申请的条件与各类机构准入要求。

基金销售业务资格的基本规定

第八条明确规定，基金管理人可以办理其募集的基金产品的销售业务。

商业银行（含在华外资法人银行，Same below)、Securities company、Futures Company、insurance agency、Securities investment consulting agency、Independent fund sales agencies and other institutions recognized by the China Securities Regulatory Commission are engaged in fund sales business，You should register with the China Securities Regulatory Commission dispatched office in the place of industrial and commercial registration and obtain the corresponding qualifications.。

申请注册基金销售业务资格的通用条件

Article 9，commercial bank、Securities company、Futures Company、insurance agency、Securities investment consulting agency、Independent fund sales agencies and other institutions recognized by the China Securities Regulatory Commission apply for registration of fund sales business qualifications，The following conditions should be met：

1. Have a sound governance structure、Complete internal control and risk management system，and be effectively implemented；
2. Financial condition is good，Standard and stable operation；
3. Have business premises suitable for fund sales business、Security precautions and other facilities；
4. There is safety、Efficiently handle fund offerings、Technical facilities for subscription and redemption operations，且符合中国证监会对基金销售业务信息管理平台的有关要求，The technical system of the fund sales business has been integrated with the fund manager、The corresponding technical systems of China Securities Depository and Clearing Corporation have been tested online.，The test results comply with national standards；
5. Developed a complete fund settlement process，资金管理符合中国证监会对基金销售结算资金管理的有关要求；
6. There is a method system for evaluating the risk tolerance of fund investors and the risk level of fund products.；
7. Developed a sound business process、Sales Personnel Professional Conduct、Emergency response measures and other fund sales business management systems，符合中国证监会对基金销售机构内部控制的有关要求；
8. 有符合法律法规要求的反洗钱内部控制制度；
9. Other conditions specified by the China Securities Regulatory Commission。

商业银行申请基金销售业务资格的附加条件

Article 10，商业银行申请基金销售业务资格，In addition to meeting the conditions specified in Article 9 of these Measures，The following conditions should also be met：

1. There is a department dedicated to fund sales business；
2. The capital adequacy ratio complies with the relevant regulations of the Banking Regulatory Authority of the State Council；
3. Have not received any major administrative penalties or criminal penalties in the past three years；
4. The company's department responsible for the fund sales business must have at least 1/2 of the number of employees in the department who have obtained fund qualifications.，Department managers responsible for fund sales business obtain fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；The persons in charge of the fund sales business of the company’s main branches have obtained fund practitioner qualifications；
5. state-owned commercial bank、There shall be no less than 30 persons with fund practitioner qualifications in joint-stock commercial banks and Postal Savings Bank.；city ​​commercial bank、rural commercial bank、There should be no less than 20 persons with fund professional qualifications in foreign-funded corporate banks in China.。

证券公司申请基金销售业务资格的附加条件

第十一条规定，证券公司申请基金销售业务资格，In addition to meeting the conditions specified in Article 9 of these Measures，The following conditions should also be met：

1. There is a department dedicated to fund sales business；
2. Net capital and other financial risk monitoring indicators comply with relevant regulations of the China Securities Regulatory Commission；
3. There has been no misappropriation of customer assets or other behavior that harmed customer interests in the past three years.；
4. No violation of laws or regulations is currently being investigated by a regulatory agency or is in the process of rectification.，Have not received any major administrative penalties or criminal penalties in the past three years；
5. There are no major changes that have affected or may affect the company's normal operations.，or lawsuit、Arbitration and other major matters；
6. The company's department responsible for the fund sales business must have at least 1/2 of the number of employees in the department who have obtained fund qualifications.，Department managers responsible for fund sales business obtain fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；The persons in charge of the fund sales business of the company’s main branches have obtained fund practitioner qualifications；
7. There should be no less than 30 persons who have obtained fund professional qualifications。

期货公司申请基金销售业务资格的附加条件

Article 12，期货公司申请基金销售业务资格，In addition to meeting the conditions specified in Article 9 of these Measures，The following conditions should also be met：

1. There is a department dedicated to fund sales business；
2. Net capital and other financial risk monitoring indicators comply with relevant regulations of the China Securities Regulatory Commission；
3. In the past three years, there has been no misappropriation of customer deposits or other behavior that harmed the interests of customers.；
4. No violation of laws or regulations is currently being investigated by a regulatory agency or is in the process of rectification.，Have not received any major administrative penalties or criminal penalties in the past three years；
5. There are no major changes that have affected or may affect the company's normal operations.，or lawsuit、Arbitration and other major matters；
6. The company's department responsible for the fund sales business must have at least 1/2 of the number of employees in the department who have obtained fund qualifications.，Department managers responsible for fund sales business obtain fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；The persons in charge of the fund sales business of the company’s main branches have obtained fund practitioner qualifications；
7. There should be no less than 20 persons who have obtained fund professional qualifications。

保险机构申请基金销售业务资格的附加条件

第十三条规定，保险机构是指在中华人民共和国境内经中国保险监督管理委员会批准设立的保险公司、Insurance Brokers and Insurance Agencies。

保险公司申请条件

Insurance companies apply for fund sales business qualifications，In addition to meeting the conditions specified in Article 9 of these Measures，The following conditions should also be met：

1. There is a department dedicated to fund sales business；
2. Registered capital is not less than RMB 500 million；
3. The solvency adequacy ratio complies with the relevant regulations of the Insurance Regulatory Authority of the State Council.；
4. No violation of laws or regulations is currently being investigated by a regulatory agency or is in the process of rectification.，Have not received any major administrative penalties or criminal penalties in the past three years；
5. There are no major changes or lawsuits that have affected or may affect the company's normal operations.、Arbitration and other major matters；
6. The company's department responsible for the fund sales business must have at least 1/2 of the number of employees in the department who have obtained fund qualifications.，Department managers responsible for fund sales business obtain fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；The persons in charge of the fund sales business of the company’s main branches have obtained fund practitioner qualifications；
7. There should be no less than 30 persons who have obtained fund professional qualifications。

保险经纪公司和保险代理公司申请条件

Insurance brokerage companies and insurance agency companies apply for fund sales business qualifications，In addition to meeting the conditions specified in Article 9 of these Measures，The following conditions should also be met：

1. There is a department dedicated to fund sales business；
2. Registered capital shall not be less than RMB 50 million，and must be paid-in monetary capital；
3. The company’s senior managers responsible for fund sales business have obtained fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；
4. No violation of laws or regulations is currently being investigated by a regulatory agency or is in the process of rectification.，Have not received any major administrative penalties or criminal penalties in the past three years；
5. There are no major changes or lawsuits that have affected or may affect the company's normal operations.、Arbitration and other major matters；
6. The company's department responsible for the fund sales business must have at least 1/2 of the number of employees in the department who have obtained fund qualifications.，Department managers responsible for fund sales business obtain fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；The persons in charge of the fund sales business of the company’s main branches have obtained fund practitioner qualifications；
7. There should be no less than 10 persons who have obtained fund professional qualifications。

证券投资咨询机构申请基金销售业务资格的附加条件

第十四条规定，Securities investment consulting agency applies for fund sales business qualifications，In addition to meeting the conditions specified in Article 9 of these Measures，The following conditions should also be met：

1. There is a department dedicated to fund sales business；
2. Registered capital is not less than 20 million yuan，and must be paid-in monetary capital；
3. The company’s senior managers responsible for fund sales business have obtained fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial-related institutions；
4. Continuously engage in securities investment consulting business for more than 3 full accounting years；
5. There has been no securities trading on behalf of investors in the past three years.；
6. Are not being investigated by regulatory agencies for any violations of laws or regulations，Or is in the process of rectification；Have not received any major administrative penalties or criminal penalties in the past three years；
7. There are no major changes that have affected or may affect the company's normal operations.，or lawsuit、Arbitration and other major matters；
8. The company's department responsible for the fund sales business must have at least 1/2 of the number of employees in the department who have obtained fund qualifications.，Department managers responsible for fund sales business obtain fund practitioner qualifications，Familiar with fund sales business，And have more than 2 years of work experience in fund business or more than 5 years of work experience in other financial related institutions；The persons in charge of the fund sales business of the company’s main branches have obtained fund practitioner qualifications；
9. There should be no less than 10 persons who have obtained fund professional qualifications。