Port communication深圳P2P备案登记倒计时，然而登记备案手续你都了解了吗？深圳P2P备案登记倒计时，首批通过或不超30家 继厦门、Beijing、上海之后，深圳的P2P网贷备案登记也终于进入“倒计时”。Reporter learned，深圳市的备案登记管理办法正在审批，最快或在月底之前发布，而首批通过备案登记的深圳P2P平台或最多不超过30家。
深圳市网络借贷信息中介机构备案登记管理办法（征求意见稿）》2025年7月3日突然杀到。网贷机构的人员资质、Shareholder background、Executives、风险管理能力、信息系统安全、Business premises、银行存管等多个方面为网贷机构备案设定了很多政令。
六大部门都将介入P2P的整改验收工作，therefore，深圳最终整改验收合格证明文件也是由深圳市金融办、银监局负责共同签字，双方交叉核验。It is worth mentioning that，根据57号文
Require
，深圳P2P平台所选择的存管银行也必须遵循存管银行“白名单制”，即网贷机构应当与通过中国互联网金融协会测评的银行业金融机构开展资金存管业务合作。
It is reported that，目前首批共有10家银行申请，已知的名单包括厦门银行、新网银行、上海银行、包商银行、民生银行、徽商银行、浙商银行、恒丰银行、江西银行。
深圳目前符合存管属地化监管
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的平台仅有三成——截至2025年1月4日，The number of operating online lending platforms in Shenzhen is 305，in，已经接入银行存管系统的平台数量为138家，Another 50 platforms have signed fund bank depository agreements with banks，A total of 188 platforms，占深圳地区在运营平台总数的61.64%。
但其中有76家平台已上线或签约的存管银行不符合银行存管属地化的
Require
，Accounting for 40.43% of the total number of online or contracted depository platforms，These platforms face the dilemma of changing depository banks。Remove items that are not in compliance with the localization of storage
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platform，Only 112 companies in Shenzhen (online and signed) comply with regulatory requirements，Accounting for 36.72% of the total number of operating platforms。
also，《意见稿》指出，网贷机构应在备案登记后的6个月内取得增值电信业务经营许可，完成银行资金存管。at present，深圳P2P已取得增值电信业务经营许可的共有18家。《意见稿》提出了一系列的规范
Require
。
in，Article 9，Online lending information intermediaries apply for filing and registration，The following conditions should be met: (one)Set up a risk control and compliance department，Have risk management capabilities to carry out online lending information intermediary services。 (two)Have independent sales supervision and complaint handling departments。
(three)Established a network security protection management system，Implement tamper resistance、Anti-intrusion、Network security protection technical measures such as data encryption and disaster recovery;In principle, the software and hardware equipment and system data of the information system should be stored within the administrative jurisdiction of Shenzhen City;The data management department should be located within the administrative jurisdiction of Shenzhen City，and be able to comply with regulatory authorities
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，Provide technical interfaces for business system data。
(Four)The registration place of online lending information intermediaries shall not be residential land;The business address and registered address should be consistent，If there is any inconsistency, the registered address should be changed to the place of business.;The area of the business premises should be no less than 100 square meters。 (five)网络借贷信息中介机构的主要资金结算账户(Including special accounts for online lending funds)It should be opened in the branch of a commercial bank within the administrative jurisdiction of Shenzhen City.。
(six)与在深圳市行政辖区内设有分行以上(Contains)Commercial banks of the same level of institutions have reached fund depository arrangements.。 (seven)Engaged in financial industry related work for more than 5 years，并具有大学本科以上(Contains)学历的高级管理人员不少于3名。 (eight)law、regulations、Other conditions specified in regulations and related documents。
目前预估第一批可以通过备案的数量不会很多，具体的办理细节，很多人到现在还是一头雾水，具体可以咨询小编哦。
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