Commercial factoring company license application conditions and application guidelines

Commercial factoring company license

Application conditions

and handling guide. Factoring is also called collection and guaranteed payment.，The seller sells the goods now or in the future based on the contract between the seller and the buyer.、Accounts receivable arising from the service contract are transferred to the factor，Financial facilities provided by factoring companies、Buyer credit rating、Sales account management、Credit risk guarantee、A comprehensive financial service model that provides a series of services such as account collection。

Factoring Company License Application for Commercial Factoring License Application for Commercial Factoring Registration Contact The commercial factoring market has broad prospects.、Qianhai Free Trade Zone Commercial Factoring Gathering November 2014，The "China Factoring Industry Development Report (2013)" released by the Factoring Professional Committee of the China Banking Association shows that，2013Year，Factoring business volume in mainland China increased by 15% year-on-year，Reaching US$521.9 billion，Maintain a high growth rate，Among which domestic factoring is US$407.8 billion，Accounting for 78%；International factoring US$114.1 billion，Accounting for 22%。

Judging from the domestic development situation, Guangdong is the province with the largest number of commercial factoring companies in China.。It is understood，As of the end of 2014，There are 732 legal entities of various commercial factoring companies registered in Guangdong Province，There are also 14 branches，Accounting for nearly 2/3 of the total number of registered commercial factoring companies nationwide，The total registered capital exceeds 55.5 billion yuan。

Learned that as of the end of December 2025，The number of commercial factoring companies registered in Qianhai Free Trade Zone has exceeded 1,600，Ranked nationwide。How to register a Qianhai commercial factoring company? Conditions for foreign commercial factoring registration：

1. The registered capital should be no less than RMB 50 million。
2. Investors should have the appropriate asset scale and financial strength to carry out factoring business，No recent violation or penalty record。
3. Should be established in the form of a limited liability company。
4. The name should indicate "commercial factoring"。
5. Corresponding management systems should be established to carry out factoring business，Improve relevant business processes and operating specifications，Submit financial statements every six months、Compliance instructions、Report business development to the Municipal Economic and Trade Information Committee，and verify the authenticity of reports and information、accuracy、responsible for integrity。
6. When applying for establishment，There should be more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records。
7. For details, consult the registration requirements for domestic commercial factoring.：
8. Investors should have the appropriate asset scale and financial strength to carry out factoring business，No recent violation or penalty record。
9. The registered capital is no less than RMB 5 million (subscribed) and the source is true and legal.。
10. No mixed business operation allowed。
11. There should be a sound internal control system。
12. When applying for establishment，There should be more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records。
13. Detailed consultation on tightening regulations in various places，Registration threshold may be increased on December 15, 2025，Shenzhen Municipal Finance Office establishes Financial Supervision Bureau，Responsible for the management of small loan companies within the city's jurisdiction、Financing Guarantee Company、regional equity market、pawn shop、Financial leasing company、Commercial factoring company、Local asset management companies and other financial institutions implement supervision，Strengthen supervision of investment companies within the city’s jurisdiction、social crowdfunding organization、Supervision of various local trading venues, etc.；Cooperate with relevant departments to strengthen supervision of Internet finance。

Tianjin has suspended the registration of commercial factoring companies，Judging from the current policies in various places，The registration threshold for commercial factoring may increase in the future，Therefore it is recommended，If you want to enter the commercial factoring industry, you should seize the policy relaxation period，Enter the game as early as possible。

Professional service organization：International has a group of experts in enterprise management、invest、securities、fund、finance lease、Guaranteed credit enhancement institution、rating agency、lawyer、Accountants and other financial services fields with many years of experience and high quality、Experienced、Strong sense of responsibility、Agent with a pioneering spirit、Business management、Economist、Various professionals such as lawyers and accountants；Provide one-stop business solutions for many types of enterprise business operations、Found a company、accounting services、Corporate consultants and business secretaries provide diversified business services to meet the various needs of customers.。

Ten years of accumulation，Accumulated rich experience and resources in the industry。International Chief Consultant，Always based on professional knowledge and attitude, we have successfully provided advice to hundreds of companies.。To register a commercial factoring company, please contact the Chief Business Advisor：Related products：commercial factoring

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。