Port communicationHow to register a financial leasing company according to the "2025* Quarterly China Financial Leasing Industry Development Report"，As of March 31, 2025，There are 69 financial leasing companies in total、358 domestic financial leasing companies、9,984 foreign-invested financial leasing companies，The total number is approximately 10,411，Breaking through the 10,000 mark。 Financial leasing has increasingly become an indispensable part of promoting national economic development.。
How to register a financial leasing company? With the "General Office of the Ministry of Commerce's Notice on Financial Leasing Companies"、Notice on Adjustments to the Management Responsibilities of Commercial Factoring Companies and Pawn Shops" issuance，Industry insiders expect that within the foreseeable time，The entire financial leasing industry will face a reshuffle。go left，Focus on leasing，Serving the real economy，Or go right，Make a substantial loan，It has become a question that more and more practitioners are beginning to think about.。
But just as the industry discussion is about to begin,，New regulations on asset management、deleveraging、The torrent of the times such as trade wars has caught practitioners off guard and caused them to face more severe problems.：Fund shortage。therefore，Financial leasing companies, while sticking to their original traditional financing channels，It is necessary to develop and adapt to new financing methods。
The traditional financing methods and pros and cons of financial leasing companies are as follows:： In addition to the above financing methods，According to statistics from Oriental Asset Management，Entire 2025*Q，In the ranking list of other types of private equity product issuance，Financial leasing income rights ranked second，About 13%。It can be seen that，Private equity as a financing method，Already favored by more and more financial leasing companies。
The current cooperation model between private equity funds and financial leasing companies probably includes private equity funds entrusting the raised funds with loans to financial leasing companies.，There are two modes: private equity fund management companies issue lease income rights fund products and transfer existing lease claims or income rights from financial leasing companies.：
- Entrusted loan model of private equity fund management companies Cooperation between private equity fund management companies and financial leasing companies，Private equity fund management companies rely on their fund’s high-net-worth client resources and capital platform，Issuing fund raising products，The raised funds will be invested in financial leasing companies through banks or trust companies in the form of entrusted loans.，Financial leasing companies use the aforementioned private funds according to actual needs，It can be rented to the lessee using the direct lease model or the sale-leaseback model and the rent can be collected.，In order to achieve the purpose of private equity fund investors obtaining stable debt fund income。
The specific transaction structure is designed as follows:： Article 10 of the "Measures for Commissioned Loans by Commercial Banks" (hereinafter referred to as the "Measures for Commissioned Loans") promulgated by the China Banking Regulatory Commission on January 5, 2025，"Commercial banks are not allowed to accept the following funds from the client to issue entrusted loans:(one)Others’ funds under entrusted management；(two)bank credit funds；(three)Various special funds with specific purposes(Unless otherwise specified by relevant departments)；(Four)Other debt funds(Unless otherwise specified by relevant departments)；(five)Funds whose source cannot be proven。
Enterprise groups issue bonds to raise funds and use them within the group，Not subject to the provisions of this article。"It can be seen that commercial banks are not allowed to accept "other people's funds under entrusted management" to issue entrusted loans.，The channels for entrusted loans of asset management products are basically blocked.。
The Asset Management Association of China released the "Instructions for Registration of Private Investment Funds" on the "Asset Management Business Comprehensive Reporting Platform" on January 12, 2025.，It is clear that "through entrusted loans、Directly or indirectly engaged in lending activities through trust loans and other means.”，Business activities that are not in line with the nature of investment，Not within the scope of private equity funds。The China Asset Management Association will start from February 12，New applications and pending applications for products that do not fall within the scope of private equity investment funds will no longer be processed.。
in addition，According to the speech delivered by Hong Lei, President of China Asset Management Association, at the China Fund of Funds Forum of 100 people on April 21, 2025，Clarify that private equity funds can invest in debt and income rights，But it cannot be a disguised form of credit。 In view of the fact that the financial leasing company has receivable claims or income rights against the lessee, etc.，Revitalize assets to increase cash flow，A financial leasing company can transfer the future income rights of one or more leased projects。
Private equity fund management companies can issue private equity fund income rights products for the above-mentioned lease income rights.，Raise funds from qualified investors to receive receivable claims or income rights from leased assets，After the fund expires，The financial leasing company pays the principal income to the private equity fund。This financing model，It can be a new leasing business，It can also be a stock leasing business。
According to the "2025* Quarterly China Financial Leasing Industry Development Report"，As of March 31, 2025，There are 69 financial leasing companies in total、358 domestic financial leasing companies、9,984 foreign-invested financial leasing companies，The total number is approximately 10,411，Breaking through the 10,000 mark。 Financial leasing has increasingly become an indispensable part of promoting national economic development.。
With the "General Office of the Ministry of Commerce's Notice on Financial Leasing Companies"、Notice on Adjustments to the Management Responsibilities of Commercial Factoring Companies and Pawn Shops" issuance，Industry insiders expect that within the foreseeable time，The entire financial leasing industry will face a reshuffle。go left，Focus on leasing，Serving the real economy，Or go right，Make a substantial loan，It has become a question that more and more practitioners are beginning to think about.。
But just as the industry discussion is about to begin,，New regulations on asset management、deleveraging、The torrent of the times such as trade wars has caught practitioners off guard and caused them to face more severe problems.：Fund shortage。therefore，Financial leasing companies, while sticking to their original traditional financing channels，It is necessary to develop and adapt to new financing methods。
The traditional financing methods and pros and cons of financial leasing companies are as follows:： In addition to the above financing methods，According to statistics from Oriental Asset Management，Entire 2025*Q，In the ranking list of other types of private equity product issuance，Financial leasing income rights ranked second，About 13%。It can be seen that，Private equity as a financing method，Already favored by more and more financial leasing companies。
The current cooperation model between private equity funds and financial leasing companies probably includes private equity funds entrusting the raised funds with loans to financial leasing companies.，There are two modes: private equity fund management companies issue lease income rights fund products and transfer existing lease claims or income rights from financial leasing companies.：
- Entrusted loan model of private equity fund management companies Cooperation between private equity fund management companies and financial leasing companies，Private equity fund management companies rely on their fund’s high-net-worth client resources and capital platform，Issuing fund raising products，The raised funds will be invested in financial leasing companies through banks or trust companies in the form of entrusted loans.，Financial leasing companies use the aforementioned private funds according to actual needs，It can be rented to the lessee using the direct lease model or the sale-leaseback model and the rent can be collected.，In order to achieve the purpose of private equity fund investors obtaining stable debt fund income。
The specific transaction structure is designed as follows:： Article 10 of the "Measures for Commissioned Loans by Commercial Banks" (hereinafter referred to as the "Measures for Commissioned Loans") promulgated by the China Banking Regulatory Commission on January 5, 2025，"Commercial banks are not allowed to accept the following funds from the client to issue entrusted loans:(one)Others’ funds under entrusted management；(two)bank credit funds；(three)Various special funds with specific purposes(Unless otherwise specified by relevant departments)；(Four)Other debt funds(Unless otherwise specified by relevant departments)；(five)Funds whose source cannot be proven。
Enterprise groups issue bonds to raise funds and use them within the group，Not subject to the provisions of this article。"It can be seen that commercial banks are not allowed to accept "other people's funds under entrusted management" to issue entrusted loans.，The channels for entrusted loans of asset management products are basically blocked.。
The Asset Management Association of China released the "Instructions for Registration of Private Investment Funds" on the "Asset Management Business Comprehensive Reporting Platform" on January 12, 2025.，It is clear that "through entrusted loans、Directly or indirectly engaged in lending activities through trust loans and other means.”，Business activities that are not in line with the nature of investment，Not within the scope of private equity funds。The China Asset Management Association will start from February 12，New applications and pending applications for products that do not fall within the scope of private equity investment funds will no longer be processed.。
in addition，According to the speech delivered by Hong Lei, President of China Asset Management Association, at the China Fund of Funds Forum of 100 people on April 21, 2025，Clarify that private equity funds can invest in debt and income rights，But it cannot be a disguised form of credit。 In view of the fact that the financial leasing company has receivable claims or income rights against the lessee, etc.，Revitalize assets to increase cash flow，A financial leasing company can transfer the future income rights of one or more leased projects。
Private equity fund management companies can issue private equity fund income rights products for the above-mentioned lease income rights.，Raise funds from qualified investors to receive receivable claims or income rights from leased assets，After the fund expires，The financial leasing company pays the principal income to the private equity fund。This financing model，It can be a new leasing business，It can also be a stock leasing business。
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