Port communicationup to date：Shenzhen Financing Guarantee Company Registration Conditions，How to apply for financing guarantee company in Shenzhen and the meaning of financing guarantee：Financing guarantee refers to the agreement between the guarantor and creditors such as banking financial institutions，When the guaranteed party fails to perform the financing debt owed to the creditor，The guarantor assumes the guarantee liability stipulated in the contract in accordance with the law。
(one)To establish a financing guarantee company, the following conditions must be met:：1.It should be established by one or two corporate legal persons or natural persons as the main sponsors，The main sponsor must meet the following conditions：(1)As the main sponsor, a corporate legal person must meet the following conditions:： ① Management regulations、Good credit、Strong strength。
② Continuous operation for more than 3 years，Profitable for the last two consecutive fiscal years，The cumulative net profit in the past three years has been more than 10 million yuan，The asset-liability ratio is not higher than 70%，Net assets are not less than 50 million yuan，In principle, after the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.。
(2)As the main sponsor, a natural person must meet the following conditions:： ① Have the economic strength to initiate investment，Have a certain industrial background and have certain influence in the industry，Be able to issue corresponding valid certificates。 ② No important bad credit record，No major bad employment records and no criminal records, etc.。
2.Shareholders' capital contribution
Require
： (1)Initiated and established by a corporate legal person as the main sponsor，In principle, the shareholding ratio should not be less than 30%；Initiated and established by two corporate legal persons as the main sponsors，In principle, the shareholding ratio shall not be less than 20%.；Established by a natural person as the main sponsor，Should hold no less than 10% of the equity。
(2)Generally, the sponsors should have certain industry background、Sustained investment capabilities and risk tolerance，In principle, the capital contribution shall not be less than 5 million yuan and the shareholding ratio shall not be less than 1%.。 3.Have articles of association that comply with the provisions of the Company Law of the People's Republic of China。
4.Have registered capital that meets regulations：Financing guarantee companies established in this city，Registered capital shall not be less than 100 million yuan，and make a one-time payment in currency，And may not use loan funds or funds entrusted by others to invest in shares。
5.Have qualified directors、supervisor、Senior managers and qualified practitioners (senior managers should have financial、finance、law、Professionals with relevant qualifications in technology, etc.)： (1)director、supervisor、Senior managers should comply with the "Directors of Financing Guarantee Companies"、supervisor、Qualifications stipulated in the Interim Measures for the Management of Qualifications for Senior Managers，Familiar with the economy、finance、Guarantee laws and regulations，Have a good sense of compliance and prudent business operations，Possess knowledge appropriate to the proposed position、experience and ability。
Senior managers should have been engaged in guarantee or financial work for more than 3 years，Or have been working in related industries for more than 5 years。 (2)Practitioners should participate in specialized guarantee、Financial and other aspects training，Have professional skills appropriate to the position held，Have good awareness of legal compliance and prudent business operations。 6.Have a sound organizational structure、Internal control and risk management system。 7.Business premises have legal ownership or right to use、Fire protection facilities qualified。
(two)To establish a branch of a financing guarantee company, the following conditions must be met:： 1.Financing guarantee companies registered and established in this city plan to set up branches inside and outside the city，The following conditions should be met： (1)Obtained "Financing Guarantee Institution Business License"。 (2)Continuously operating financing guarantee business for more than two years，Profitable for the past two consecutive years。 (3)The registered capital of a financing guarantee company should be no less than 300 million yuan。
(4)The cumulative compensation losses or investment losses incurred in each of the past two years shall not exceed 5% of the net assets.。 (5)No violations in the past two years、Bad record of violations。 (6)Each new branch is established，Appropriate working capital should be allocated，In principle, the amount of funds shall not be less than 10% of the branch’s guaranteed balance.。 2.Financing guarantee companies registered and established in other provinces and cities plan to establish branches in this city，In principle, it will be handled in accordance with the above conditions。
(three)To establish a subsidiary of a financing guarantee company, the following conditions must be met:： 1.Financing guarantee companies registered locally or outside provinces and cities set up subsidiaries in this city，Subsidiaries shall have the(one)conditions stipulated in the item；The parent company shall have the(two)conditions stipulated in the item。 2.A locally registered financing guarantee company sets up subsidiaries in other provinces and cities，The parent company shall have the(two)conditions stipulated in the item。
3.Each time a locally registered financing guarantee company establishes a new subsidiary，The registered capital shall be increased by no less than 10% of the registered capital of the newly established subsidiary.。 Points to note for financing guarantee companies： The total number of financing guarantee companies in Shenzhen is 97 and 7 branches. The main form of financing guarantee companies. Financing guarantee companies refer to companies established in accordance with the law.，Limited liability companies and joint stock companies operating financing guarantee business。
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