Port communicationConditions for registering a financial leasing company in Shenzhen Hong Kong Xintong- in recent years，Cars are gradually becoming a necessity of life，Consumer demand for vehicle use and driving travel is also growing。Talking about car finance，The first thing people think of is the car loan business，However, with the development of the financial leasing industry，Obtain the right to use the vehicle through financial leasing，Gradually becoming a new choice for people，It is leading a major reshuffle of the automotive industry.。
Port communication- The auto finance market has huge potential. Compared with European and American countries, the auto finance penetration rate exceeds 70%.，At present, the penetration rate of auto finance in my country is only about 20%.，However, according to predictions，within the next ten years，China's auto finance market will reach 8-10 times the current market size，This shows that the market space for my country’s auto finance industry is very huge.。
At present, there are four main auto finance service models in my country.：*A consumer mortgage loan constructed by commercial banks and insurance companies；The second is the installment payment service model established by automobile manufacturers.；The third type is the car financial leasing service model intervened by car rental platform companies.，*One is a financial service model built through multi-party cooperation with other institutions。
Facing new energy、Intelligent、The wave of change in the sharing economy and Internet finance，The original single financing model of the auto finance industry has been broken，including consumer finance、P2P online lending、Many different institutions, including financial leasing, have begun to intervene in the field of automobile finance in various ways.，A diversified market structure is gradually taking shape。The method of car financing and leasing has also begun to be recognized by the general public。
car finance leasing
Advantages
Obviously Hong Kong Information Communication- Throughout the entire auto finance industry chain，Car finance leasing realizes the characteristics of financing through financing，With a more flexible business model、Higher profit returns，It has been favored by more and more automotive industry practitioners and customers.。
Relying on cash installment payment method，Car financing leasing introduces the concept of separation of ownership and use rights in leasing services to achieve lower monthly payments.，Effects of deadline extension，Expanded user base。What's more important，Financial leasing not only increases new car sales，It also greatly promoted the development of the second-hand car business.。It can be said，The car financing leasing business has become the largest development potential of China's automobile industry in the future.、Prospect* is one of the promising sectors。
Compared to traditional car mortgages，Car finance leasing has the following aspects:
Advantages
：First, the down payment ratio is low，Flexible terms，Second, it can provide customers with more comprehensive services，Third, it can provide personalized choices。
Innovative business model to achieve win-win situation Hong Kong Information Communication- Driven by this concept，As one of the earliest financial leasing companies in China to explore the field of automobile finance，China Financial Leasing Co., Ltd. (referred to as：China Financial Leasing) is based on the current market situation.，Innovatively designed a car financing leasing model in cooperation with insurance companies，By working with insurance companies，Develop for own use、Commercial and other conventional vehicle financial leasing business，Business development relying on insurance company channels
Advantages
，In-depth study of market needs，through insurance、advance payment、Risk coverage design such as margin and diversified product solutions，Not only did it achieve rapid entry into new domestic cars,、Second-hand car consumer market，It also greatly reduces market risk，And finally formed a win-win business innovation model of renting and insurance.。
China Financial Leasing’s auto finance business is fully based on market characteristics and customer needs.，Customers are mainly natural persons，Depends on down payment and residual value，Divided into "regular"、"Low down payment - no residual value"、Four options: "low down payment - high residual value" and "high down payment - high residual value"，Provide customers with multiple options。
The pattern*
Advantages
lies in，China Financial Leasing can use the insurance company’s outlets across the country to establish relationships with car dealers in a short period of time.、Channel merchants and customers create business contacts，at the same time，Leverage the strength of insurance companies in guarantee insurance business，Covering risk exposures in the automotive business，To meet the requirements of risk management and control
Require
。
According to different customer types and asset quality，China Financial Leasing has designed a variety of leasing product solutions for customers，For example，Launched a lease term of 3 years，30% of rent collected in advance，Tenant’s plan to pay monthly rent，Under this plan，The insurance company provides full coverage guarantee insurance for the remaining risk exposure beyond 30% of the rent received in advance.。
Port communication- In this mode，Guaranteed insurance provided by an insurance company，Cover risk exposure，If the lessee breaches the contract such as overdue payment,，China Financial Leasing makes it easier to retrieve and dispose of vehicles;in addition，The vehicle is mortgaged during the leasing process，It is difficult for the lessee to resell the vehicle，It is also very helpful in preventing a third party from acquiring the leased property in good faith.；at the same time，Profit models are also more diversified，In addition to making profits through financial interest rates, China Financial Leasing，You can also earn the difference in car wholesale and retail prices、Profits from insurance rebates, etc.；In addition, China Financial Leasing is based on customer needs，We can also provide a full range of services from leasehold purchase to asset residual value management.，and obtain a certain residual value income，In this process, dealers and insurance companies also obtained considerable profits through vehicle business and insurance business.，thus achieving low risk、low interest rate、High-profit rental and insurance win-win model。
Port communication-
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