Port communicationConditions for registering a commercial factoring company in Shenzhen Qianhai. Conditions for registering a domestic commercial factoring company. Hong Kong Xintong is a domestic company that provides Internet financial company registration in the Shanghai Free Trade Zone and Shenzhen Qianhai Special Zone.、Financial leasing company registration and filing、Registration and filing of private equity fund managers，Cross-border e-commerce company registration and commercial factoring registration and operation overall solution service provider.1、Registered capital is not less than 10 million yuan，Can be subscribed，The subscription period does not exceed 50 years。
2、Investors in commercial factoring companies should have the asset scale and financial strength corresponding to the factoring business，Have a sound corporate governance structure and complete risk internal control system，No recent violation record。 3、Commercial factoring companies should set up independent companies，The operating period generally does not exceed 30 years。 4、Commercial factoring enterprises should add the words "commercial factoring" in their names。
Business scope of Shenzhen Qianhai domestic commercial factoring company： Guaranteed payment agent (non-bank financing)；Trusted asset management；Investment consulting；Business management consulting；(The above does not include restricted items)；supply chain management；Domestic trade (excluding franchised、monopoly、Exclusively controlled products)；Doing business online。
According to data released by the National Bureau of Statistics，2025first half of year，The accounts receivable of industrial enterprises above designated size nationwide is 11.62 trillion yuan.，A year-on-year increase of 8.0%，Higher than profit growth rate from January to June 1.8%，4.9% higher than the growth rate of main business income from January to June，It shows that under the background that corporate operating profits have recovered，The capital turnover situation of enterprises has not yet improved.。
From the perspective of credit management theory，Each reduction in the collection time of corporate accounts receivable*，It is equivalent to increasing the cash flow of * sales。therefore，Vigorously developing accounts receivable financing and risk management businesses represented by commercial factoring is of great significance and practical urgency under the current situation.。
Factoring business refers to the fact that the factor sells goods to the supplier as a transferee.、Accounts receivable arising from provision of services or leasing assets, etc.，Aggregated accounts receivable financing for suppliers、Sales account management、Comprehensive financial services integrating account collection and buyer payment guarantee。
There is an essential difference between factoring and，The nature of its business is the sale and purchase of accounts receivable assets，The characteristic is that it relies on the credit of core enterprises in the supply chain.，Provide trade financing and risk management services to upstream and downstream small and medium-sized enterprises。
The factoring business of some state-owned banks, city commercial banks and joint-stock banks in Shenzhen is affected by economic fluctuations，Business contraction due to varying degrees of uncontrollable risks，However, private commercial factoring, which "transfuses" blood for small and medium-sized enterprises on a larger scale, is becoming increasingly popular.。Data display，As of November 12, 2014，There are 555 commercial factoring companies in Qianhai，And at the end of December 2013，There are less than 300 in the country。
Beyond traditional finance，Commercial factoring is as small as a plate、Flexible operation、Shorter lending cycle and lower operating costs, etc.
Advantages
，Provide capital circulation for small and medium-sized enterprises。Analysis by industry insiders，The reason why commercial factoring companies in Qianhai are growing rapidly，On the one hand, it benefits from the Ministry of Commerce’s policy to support the pilot development of commercial factoring in Shenzhen.，On the other hand, Shenzhen’s commercial registration system reform, which was the first in the country, has lowered the entry threshold for enterprises.。
However，Although the number of commercial factoring in Qianhai ranks first in the country，But less than 100 have actually opened，The reason is that we don’t know how to start a business yet。Some people in the industry also pointed out that，Unclear policy details、In the absence of regulatory norms，Many commercial factoring companies currently established still do not have mature risk control systems.，As an emerging financing channel，Requires a longer break-in period。What is commercial factoring?
in real transactions，Suppliers supply large enterprises，Big companies will not pay immediately，Usually there will be a delay of 1-3 months，This will put some operational pressure on suppliers，At this time, factoring solutions can be used to alleviate the financial pressure on suppliers.。
Specifically，The factoring party will pass the inspection review，Make sure the receivables are legal、efficient、reality，There is no dispute among the performing parties，will provide suppliers with factoring financing of 80% of accounts receivable，Used to supplement working capital and purchase new orders，The factoring party earns factoring commissions and financing interest。This is the factoring business carried out for accounts receivable generated by upstream and downstream companies in the supply chain.，For small and medium-sized enterprises, such factoring business，Undoubtedly, it has introduced a pool of living water。
About Hong Kong Xintong
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