Port communicationPolicies for registering commercial factoring companies in Qianhai, Shenzhen Policies for registering commercial factoring companies in Qianhai, Shenzhen What is factoring? It turns out that one hand pays the money and the other hand delivers the goods.，Once you have credit, you don’t have to pay money first.，You can pay late，So there is factoring，So factoring deals with credit，This is the logic of factoring。
A profitable business model must be such a simple logic，Solve actual credit problems between businesses without immediate payment，But the current domestic commercial factoring environment is very strange.，There are indeed many people who rush in without any logic.，Don't complain，Let’s talk about the origin of factoring first。
Internationally, traditional commercial factoring began with the issue of trust when sellers provide credit terms to foreign buyers in international trade.，In order to solve this problem，Factoring from cargo supervision，Reconciliation，To provide credit guarantee to the buyer，Then provide financing for the seller，It grew up naturally。Factoring is closely related to the industry，developed to the present，Many factoring companies also rely on deeply cultivating a niche industry.，Manage and resolve credit issues between upstream and downstream，Accounting and other issues。
The four major functions of traditional factoring are basically finalized： 1Accounts receivable management(It can also be understood more commonly as reconciliation)2Provide factoring financing for sellers 3. Provide credit risk guarantee for buyers 4. Collect accounts from buyers Then look for these four traditional functions，Return to China。Is factoring an imported product?
Not entirely，Many businesses that sprout spontaneously are actually factoring.，For example 1：Sellers are strong，Proactively provide buyers with(dealer)credit(Commonly found in group finance companies)，The seller controls the logistics himself，Reconciliation，buyer credit，Only financing is provided to the buyer 2: Buyers are strong，buyer(dealer)Use your own channels
Advantages
，Counter pressure on the seller’s account period，My personal understanding is that the buyer uses his or her buyer's credit，Leverage your control over the flow of goods，Controlled the seller's accounts receivable(Extend the billing period as much as possible)，This model creates sufficient cash flow for the buyer，Suning, which everyone is very familiar with，Gome。
This is also the factoring of natural growth in China.。3:Third-party supply chain service provider，This is an emerging industry，Big as Tmall，Jingdong，This kind of platform-level company has mastered logistics，information flow，Naturally embedded in the capital flow between buyers and sellers，Provide financial services，There are also Eternal Asia，All large and small supply chain service providers in Shenzhen fall into this category.(Foreign UPS has also entered the factoring industry from logistics.)。
They all naturally become factoring agents，Can suppress the seller’s billing period，Financing for the seller，Can encourage buyers to consume，By the way, give the buyer a note(equal to buyer's credit guarantee)。 Everyone is already enjoying the factoring services they now offer。4.wild factoring company。
Providing factoring financing to small and medium-sized enterprises，How to rely on small loans，Trade finance practices are available，But it’s hard and tiring，Because of the imperfect legal environment in the country，and a poor credit environment，casual business practices，The settlement method will torture them。But if you have experience in related industries,，Still worth doing。5.Pure account management platform。
Now there are people doing cloud accounting for small and micro businesses，Accumulate a certain amount of accounts receivable data，Accompany the growth of small and micro enterprises，Maybe cloud accounting platform in the future，There are also b2b platforms in different sub-sectors that will become big data factoring companies.，Maybe there will be a way to solve the high-frequency reconciliation needs between enterprises through the Internet.。
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