Port communication"Company Law"、《商务部关于商业保理试点有关工作的通知》设立内资商业保理公司应当符合下列条件：(1) Investors in commercial factoring companies should have the appropriate asset scale and financial strength to carry out factoring business，No recent violation or penalty record；The main investor should be a corporate legal person or other social and economic organization familiar with the relevant industry，And the total assets in the year before application are not less than 50 million yuan；(2) Commercial factoring companies should be established in the form of limited liability companies。
Registered capital shall not be less than RMB 50 million，All are paid-in monetary capital，One-time payment in full，And the source is authentic and legal；(3) When applying for establishment of a commercial factoring company，There should be more than 2 senior managers with more than 3 years of management experience in the financial field and no bad credit records。
Senior managers refer to managers who hold the position of deputy general manager or above or equivalent positions；(4) Commercial factoring companies are not allowed to operate mixed businesses；(5) Commercial factoring companies should have a complete internal control system，including but not limited to risk assessment、business process operations、Monitoring and other systems；(6) Other conditions stipulated by laws and regulations。
A commercial factoring company may assign receivables that have been or will be incurred from a contract for the sale of goods or services entered into between the supplier and the buyer.，Provide suppliers with all or part of the following services:：(1) Trade financing；（二）应收款的收付结算、Management and collection；(3) Sales account management；（四）与本公司商业保理业务相关的信用风险担保；（五）资信调查与评估；(6) Related consulting services；(7) Other businesses permitted by laws and regulations。
Not allowed to engage in the following activities：(1) Taking deposits；（二）发放贷款或受托发放贷款；(3) Specialize in or be entrusted to carry out collection business unrelated to the company’s commercial factoring business、debt collection business；(4) Trusted investment；(5) Other activities prohibited by national laws and regulations。
申报材料（一）申请书；（二）投资各方法定代表人或授权代表签署的可行性研究报告；（三）由投资各方法定代表人或授权代表签署的章程；（四）股东营业执照（复印件）、Credit certificate and legal representative’s identity certificate (copy)；（五）投资各方经会计师事务所审计的近1年的年度审计报告；（六）董事会、List of Supervisory Board members and directors of investment parties、Letter of appointment of supervisors，Proof of identity (copy) and proof of identity of the proposed legal representative；（七）商业保理公司高级管理人员情况表(See attachment 2)、Identity certificate of senior executives、Education certificate、Proof of professional qualifications and proof of experience in the financial field (including work certificates issued by previous employers or labor contracts signed with them, etc.)；（八）风险评估、Monitoring and other risk control systems；（九）商业保理公司资金实行银行托管，Relevant custody systems provided by fund custody banks；（十）工商行政管理部门出具的公司名称预先核准通知书（名称中应标明“商业保理”字样）；（十一）场地使用证明或租赁协议、Proof of property ownership (copy)；（十二）股东承诺书（见附件3）；（十三）地方商务主管部门请示文件；（十四）商务部门
Require
other files of。
The feasibility study report should include the following contents：(1) Basic information that the main investor is a corporate legal person or other social and economic organization：include name、Place of registration、Registered capital、Legal representative, etc.。
Performance and experience of investors or their affiliated entities in factoring business or related industries, etc.；（二）商业保理公司设立方案：1、Basic information of the company：Include intended name、Place of registration、legal representative、Total investment and registered capital、Investment structure、Business scope；2、Investment scale analysis、Funding source description；3、Management organization setup and staffing。
（三）拟开展商业保理业务项目介绍：Includes market analysis、Operation process and characteristics、Risk control system, etc.。 ·
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