Port communication申请深圳小贷公司注册及牌照 由中国银监会所属中国小额贷款公司协会组织全国名优小贷公司评选活动，大连市有6家小贷公司被评为全国优秀小额贷款公司，占辽宁省2/3，在全国城市中列重庆、广州之后，排名第三位。
本市小贷公司优秀比率为8.2%，高出全国平均水平近6个百分点，显示出大连市小贷行业发展质量不断优化，发展水平处于全国优秀行列。
全国小额贷款企业数量持续增长，截至2025年9月末，There are 8,551 small loan companies in the country，贷款余额9704亿元，前三季度增加409亿元；As of the end of December 2025，深圳共有128家小额贷款公司。
one、Apply for Shenzhen small loan company registration and license，Conditions that applicants need to meet： 1、Registered capital
Require
：Limited liability company shall not be less than RMB 300 million；股份有限公司不低于4亿人民币 2、Main sponsor qualifications
Require
3、需要租赁实际办公地址 4、具有3名以上的高管人员并具有小贷业务/经济工作的行业经验 5、要有切合实际且具特色的项目扶持小贷企业的发展 3、要有一定的出资能力 二、
Process
1、受理材料。
2、资格初审。 3、联合评审。 4、批准业务资格。 5、办理开业手续。 （六）其他
Require
。 three、小额贷款公司有关税收政策 1、From January 1, 2025 to December 31, 2025，To the provincial financial management department (financial office)、Interest income from farmers’ small loans obtained by small loan companies approved by the Ministry of Finance, etc.)，VAT exempt。
2、From January 1, 2025 to December 31, 2025，To the provincial financial management department (financial office)、Interest income from farmers’ small loans obtained by small loan companies approved by the Ministry of Finance, etc.)，When calculating taxable income，Included in total income at 90%。
3、From January 1, 2025 to December 31, 2025，To the provincial financial management department (financial office)、For small loan companies approved by the Ministry of Finance, etc.), the loan loss reserve set aside at 1% of the year-end loan balance is allowed to be deducted before corporate income tax.。
具体政策口径按照《财政部国家税务总局关于金融企业贷款损失准备金企业所得税税前扣除有关政策的通知》（财税〔2025〕9号）执行。 4、small loan，是指单笔且该农户贷款余额总额在10万元（含本数）以下的贷款。
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Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
