Port communicationRegister a financial leasing company. Recently, many friends will ask questions about financial leasing companies.，For example, what are the conditions?、For example, how to register, etc.，The following is the answer to this question：1、The total assets of foreign investors shall not be less than US$5 million。 2、Foreign-invested leasing companies must meet the following conditions:：(1)The registered capital complies with the relevant provisions of the Company Law。(2)Comply with relevant regulations on registered capital and total investment of foreign-invested enterprises。
(3)The operating period of a foreign-invested leasing company in the form of a limited liability company generally does not exceed 30 years.。 3、Foreign-invested financial leasing companies must meet the following conditions:：(1)Registered capital is not less than US$10 million。(2)The operating period of a foreign-invested financial leasing company in the form of a limited liability company generally does not exceed 30 years.。(3)Have appropriate professionals，Senior managers should have corresponding professional qualifications and no less than three years of experience。
4、Establishing a joint stock company，The maximum registered capital of the company is RMB 30 million，Among them, the shares purchased and held by foreign shareholders should not be less than 25% of the company's registered capital.。
1、Establishment of a foreign-invested leasing company，The following procedures should be followed： The investor shall submit the above materials to the provincial commerce department where the enterprise is to be established.，Established with the approval of the provincial commerce department，Issue "Foreign-invested Enterprise Approval Certificate"，Not approved，Reasons should be stated in writing。The provincial commerce department shall submit the approval document to the Ministry of Commerce for filing within 7 working days after approving the establishment of a foreign-invested leasing company.。
2、Establishment of Foreign Investment Leasing Co., Ltd.，The following procedures should be followed：(1)、Provincial to him、autonomous region、The competent authorities of the municipalities directly under the Central Government and the municipal governments under separate state planning shall submit an application for establishing a company.、feasibility study report、Asset appraisal reports and other documents。(2)、After review and approval by the competent authority,，Reported to the province by the competent department、autonomous region、Commerce departments of municipalities directly under the Central Government and cities under separate state planning。
The above documents have been、autonomous region、After approval by the commercial authorities of municipalities directly under the Central Government and cities under separate state planning，The promoters formally sign the agreement to establish the company、Charter。(3)、Sign an agreement to establish a company、Charter。Report to the province、autonomous region、After review and approval by the municipal commerce department,，Submit to the Ministry of Foreign Trade and Economic Cooperation for review and approval。The Ministry of Commerce will decide whether to approve or disapprove within 45 days.。
In the context of the “three-phase superposition” of the economy，Financial leasing is becoming a hot industry in the new normal。But currently，The penetration rate of the domestic financial leasing industry is less than 5%，It is far from the level of nearly 30% in developed countries.。Based on this，Wang Rong, chairman of CMIG Leasing (hereinafter referred to as CMIG Leasing), said in an interview with a reporter from Securities Times recently，There is huge market space in this field，less competition。
According to China Minsheng Leasing Co., Ltd.，Among the newly established financial leasing companies in 2025，China Minsheng Leasing ranks second in scale，Profit Ranked 1。Leasing business can achieve better returns than other financial businesses。Wang Rong said，The core reason is that the business model of financial leasing is financing + property financing，This is different from the bank’s business model that focuses on financing。
Financial leasing earns more than just interest differentials，Also includes asset management、Income from disposal of residual value of assets，This is especially true for operating leases。If the company has good operational management capabilities for assets，Then you can get better benefits。But this is very difficult for financial leasing companies，Professionalism for the team
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extremely high。
provinces、autonomous region、municipality、Commercial departments of cities under separate state planning and Xinjiang Production and Construction Corps：According to relevant work arrangements，In order to effectively prevent and resolve hidden risks in the financial leasing industry，Standardize market order，Promote the healthy development of the industry，Our Ministry is scheduled to organize various regions to carry out risk investigation work in the financial leasing industry from May 2 to June 30.。The relevant matters are hereby notified as follows:： one、Key points of investigation (1) Investigation objects。
The targets of this risk investigation are all domestic financial leasing pilot enterprises and foreign-invested financial leasing enterprises.，Key inspections should be carried out on enterprises with the following conditions:：1.Affiliated companies engaged in Internet finance、Investment consulting、wealth management、Third party financial management、small loan、Financing guarantee、commercial factoring、Pawn and other businesses。Related companies include shareholders、Enterprises invested by shareholders、Other companies controlled by the same actual controller and companies invested by the company。
2.Most of the lessees in sale-leaseback projects are affiliated companies.。3.Enterprises whose shareholders or affiliated companies with trading relationships and their senior managers have recently committed major violations of laws and regulations。4.Business scale has grown at an extraordinary rate in the short term，Risk asset ratio、Companies with excessively high asset-liability ratios and rent overdue rates。5.The proportion of main business is low，Enterprises with large amounts of foreign investment and external guarantees。
6.with industrial raw materials、Precious metals and other restricted circulation items，intangible assets、biological assets、Businesses that use commercial real estate or even residential properties as their main leasehold property。7.Financing through Internet financial companies such as online lending platforms，Enterprises with large financing scale。8.Use natural persons as lessees or business partners，Enterprises that have had many business disputes recently (such as car financing leasing business for individuals)。
9.Not pressed
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Enterprises that promptly fill in relevant information through the National Financial Leasing Enterprise Management Information System，or the information filled in is obviously false.、Companies with inaccuracies, etc.。10.The place of registration is inconsistent with the actual place of business、Businesses whose contact information has changed or can no longer be contacted。11.Enterprises that have not started business for a long time (more than one year) after obtaining business qualifications。
12.Enterprises with a low rate of registered capital (less than 30%)，Especially foreign-funded enterprises with low registered capital rates but large-scale business operations。one、It's the basic situation：1.Basic company information，Including but not limited to shareholders or investors、actual controller、legal representative、Registered capital and paid-in amount、Number and distribution of branches, etc.。
2.Business development status，including lessee、Leased property and its ownership status、Financing sources and methods、business compliance、Rent collection status and overdue rate, etc.。3.Overseas borrowing、Cross-border flow of funds such as overseas lending。two、is the main problem：1.Whether there is any behavior such as directly engaging in or participating in absorbing or absorbing public deposits in disguised form?；Whether it has not been approved by relevant departments，Engage in interbank lending、Equity investment and other businesses。
2.Whether it violates relevant national regulations and reports to the local government、Local government financing platform companies provide financing or
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Local governments provide guarantees for leasing projects、Promise to repay, etc.。3.Whether there is a fictitious leasehold property、Using objects that do not comply with legal provisions as leased property、Failure to actually obtain ownership of the leased property or the contract value of the leased property is obviously inconsistent with the actual value，Actually engage in financial financing business or even grant loans in disguise in the name of financial leasing.。
4.Whether there is any purchase of leased property at low value and high value with related companies?、High value, low rent and other transaction behaviors that are obviously inconsistent with market rules。6.Is there any false advertising (such as claiming to have a financial license?、Promotion in the name of financial institutions, etc.)、Deliberately fabricating financing leasing projects through public channels (such as Internet financial platforms), etc.。7.Is there any over-leveraged operation?，That is, whether the proportion of risky assets exceeds the prescribed limit。
8.Whether to press
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Submit quarterly and annual business information reports in a timely manner，Is the information registered on the National Financial Leasing Enterprise Management Information System true and accurate?。9.Whether foreign-invested financial leasing enterprises are required to
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Timely filing of establishment and changes of foreign-invested enterprises，Whether to participate in the joint annual investment and operation information report (joint annual report) of foreign-invested enterprises。 Contact Hong Kong Xintong-
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