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注册融资租赁公司的程序

1、Li Foreign Investment Leasing Co., Ltd.,The following procedures should be followed: The investor shall submit the above materials to the provincial commerce department where the enterprise is to be established.,Established with the approval of the provincial commerce department,Issue "Foreign-invested Enterprise Approval Certificate",Not approved,Reasons should be stated in writing。The provincial commerce department shall submit the approval document to the Ministry of Commerce for filing within 7 working days after approving the establishment of a foreign-invested leasing company.。

2、Li Foreign Investment Leasing Co., Ltd.,The following procedures should be followed:(1)、Provincial to him、autonomous region、The competent authorities of municipalities directly under the Central Government and cities under separate state planning shall submit an application for establishing a company.、feasibility study report、Asset appraisal reports and other documents。(2)、After review and approval by the competent authority,,Reported to the province by the competent department、autonomous region、Commerce departments of municipalities directly under the Central Government and cities under separate state planning。

The above documents have been、autonomous region、After approval by the commercial authorities of municipalities directly under the Central Government and cities under separate state planning,The promoters formally sign the agreement to establish the company、Charter。(3)、Sign an agreement to establish a company、Charter。Report to the province、autonomous region、After review and approval by the municipal commerce department,,Submit to the Ministry of Foreign Trade and Economic Cooperation for review and approval。The Ministry of Commerce will decide whether to approve or disapprove within 45 days.。

3Establishing a foreign-invested financial leasing company,The investor should submit application materials to the provincial commerce department where the enterprise is to be established.;Provincial commerce authorities should submit preliminary review opinions to the Ministry of Commerce。The Ministry of Commerce shall make a decision on whether to approve it within 45 working days from the date of receipt of all application documents.,Approved to be established,Issue "Foreign-invested Enterprise Approval Certificate",Not approved,Reasons should be stated in writing。

4、The established foreign-invested enterprise applies to engage in leasing business,Should meet the above conditions,and in accordance with the procedures specified in Paragraph 1,Change the corresponding business scope in accordance with the law。存在问题1对融资租赁认识不足经营观念落后我国融资租赁业务的开展先是出于解决国内资金不足和从国外引进先进技术设备和管理的需要通过贸易与金融的结合用融资的方式达到融物的目的

虽然融资租赁具有促进投资、Financing、促销和资产管理等多项功能但这些功能作用在实践中并未得到融资租赁公司的共识

长期以来我国融资租赁公司过于强调融资租赁的金融功能而忽视或否认融资租赁的其他功能因此造成业务品种基本上还属于单一融资租赁也造成了融资租赁等同于分期付款购买设备的认识偏差企业租赁意识淡薄融资租赁业务本身具有的特殊功能和

Advantages

没有充分体现出来

经营上没有树立以租赁企业为中心的市场营销观念只注重资金的融通而忽视了为承租人提供租赁全过程中的全方位多样化的综合服务。2、规模较小资金短缺虽然从数量上看我国融资租赁公司已不少但规模大都很小

In view of this,《金融租赁公司管理办法》规定了金融租赁公司1亿元人民币的低注册资本

Require

但目前能达到这个标准的不到10个由于融资租赁公司注册资金太少不仅很多大宗业务无法开展.而且抗风险能力差

租赁业是一项需大量长期资金投人的行业而我国融资租赁公司筹资渠道单一主要来源为吸收少量信托和委托存款且以短期资金为主外商投资租赁公司的主要资金来源则为中外股东的融资两者都缺乏长期稳定的融资来源严重制约其发展

From the current stage,由于我国融资租赁公司性质上仍属于非银行金融机构故不能纳人国家信贷计划无法获得长期性贷款补充自有资金;虽然《金融租赁公司管理办法》规定金融租赁公司可发行金融债券但至今也没有出台具体实施办法加上我国金融市场欠发达融资受到限制;向金融机构大量借款又缺乏足够担保财产;而通过转租赁和回租进行外汇融资又受到国家外汇管理局外债额度管理的较大限制;而外商投资租赁公司则只能向外筹资

这些使得融资租赁企业仍然没有足够的融资来源


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