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Conditions for registering a financing guarantee company

Financing guarantee company is a form of company that provides guarantee business for third-party financing activities。That is, when a third-party company (enterprise) obtains financing from a bank or other financial institution,Financing guarantee company as guarantor,Guarantee for debts arising from financing,When a third party company (enterprise) does not repay or is unable to repay this debt,The financing guarantee company shall bear the guarantee responsibilities stipulated in the contract in accordance with the law.。

Financing guarantee company license application、transfer,More financial license applications、transfer,Please find Hong Kong Information Communication-,Tel: 15002091331。Conditions for registration of a financing guarantee company: 1. It must comply with the articles of association stipulated in the "Company Law of the People's Republic of China"。2.Registrant

Require

:Registration should have one or two corporate legal persons or natural persons as the main sponsors。There must be standardized management under the name of corporate legal persons、good credit、A strong enterprise。

The enterprise has a continuous operation period of more than three years,There have been no losses in the past two consecutive fiscal years and the cumulative net profit in the past three years has exceeded 10 million yuan.,The company's asset-liability ratio is less than 30%,The company's net assets are higher than 50 million yuan,In principle, after registering a financing guarantee company, the long-term investment amount must be less than 40% of the net assets.。

A natural person must have certain financial strength to come up with the funds required to initiate registration.,Have an industrial background that supports economic strength,And have great influence in the industry,Be able to provide relevant supporting materials with certain validity。Personal credit cannot have important bad records,There should be no major bad records in employment experience,There must be no illegal or criminal records, etc.。

3.Shareholders' capital contribution

Require

:(1) With a corporate legal person as the main sponsor,In principle, the shareholding ratio should be higher than 30%;With two corporate legal persons as the main sponsors,In principle, each person’s shareholding ratio should be higher than 20%;with a natural person as the main sponsor,Shareholding must be greater than 10%。

(2) General sponsors other than the main sponsor,Should have certain industry background、Sustained investment capabilities and risk tolerance,In principle, the capital contribution is more than 5 million yuan and the shareholding ratio is more than 1%.。4.Registered capital

Require

:The financing guarantee company is registered in the local,Registered capital must be higher than 100 million yuan,and pay it in one lump sum in the form of currency,Loan funds or funds entrusted by others are not allowed to be used in lieu of registration.。

5. company personnel

Require

:(1) Director、supervisor、Senior managers, etc. must comply with the "Directors of Financing Guarantee Companies"、supervisor、Provisions in the Interim Measures for the Management of Qualifications of Senior Managers,to the economy、finance、Familiar with relevant laws and regulations such as guarantees,Have a good sense of compliance and prudent business operations,Possess knowledge appropriate to the proposed position、experience and ability。

Senior management has guaranteed or financial (bank、securities、trust、More than three years of experience in the insurance industry,Or work in related industries(finance、Accounting)More than five years of experience。(2) Practitioners have special guarantees、Training experience in finance and other fields,They should also have professional skills appropriate to the position they hold.,And have a good sense of legal compliance and prudent management awareness。

Financing guarantee company license application、transfer,More financial license applications、transfer,Please find Hong Kong Information Communication-,Tel: 15002091331。


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