At present, most major enterprises carry out online small loan business by registering an Internet small loan company or acquiring an Internet small loan company.。However, the recent trend of tightening the approval of online small loan licenses has been obvious.,The company's business is about to start and there is an urgent need for licenses.,This has led to a situation where demand for online small loan licenses exceeds supply.。Wanda Group、SF Express、Suning、Ctrip Travel has already deployed in the online small loan market,There is demand for Internet micro-loans in almost every field。
The “Internet + small loan” model is mainly concentrated in Guangzhou、Chongqing、Jiangsu、Shanghai and other places。Led by Guangzhou and Chongqing,A few days ago,Zhidu Technology Co., Ltd. successfully registered Guangzhou Zhidu Internet Small Loan Co., Ltd. in Yuexiu District, Guangzhou with a planned capital of 600 million yuan.,Improved the company's industrial layout,Form industry chain competition
Advantages
。
From the actual payment of 600 million yuan in monetary funds, it can be seen that Guangzhou’s conditions for the registration of Internet small loan companies have further improved.,There is a tendency to move closer to famous companies。China Banking Regulatory Commission registers Internet microfinance companies
Require
Meet the registered capital、Number of shareholders、Practitioner qualifications, etc.
Require
,Among them, the differences in registered capital among local policies are quite obvious.。
The China Banking Regulatory Commission has different requirements for registered capital for different company organizational forms.
Require
,The registered capital of limited liability companies and joint-stock companies is 5 million yuan and 10 million yuan respectively.。But specific to the place of registration,Registered capital can easily reach hundreds of millions,Take Guangzhou area as an example,Registered capital is 100 million yuan,And the upward trend is obvious。
Internet microfinance companies have broken through the original geographical restrictions,More effectively serve "agriculture, rural areas and farmers" enterprises and small and medium-sized enterprises,At this stage,With the strengthening of national policies to support small and medium-sized enterprises,,Small and medium-sized enterprises’ demand for funds continues to increase,Internet micro-loans have been vigorously promoted。Various capitals have taken action to register Internet micro-loan companies.,Seeking new development opportunities in the new stage of microfinance。
for all aspects
Require
All qualified applicants,You need to apply to the local financial management department and submit designated materials.,The local financial offices will accept the application and conduct preliminary review.,Issue preliminary opinion,Then submit it to the municipal finance office for approval。Because the policies established in each place are different,Specific Internet microfinance companies
Registration process
Subject to local policies。
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