Procedures for applying for a formal insurance adjuster license

one、The existence of the insurance adjustment industry is the need for market development、The need for the development of the insurance industry、The need for transformation of government functions，Its existence has certain inevitability。

As an organization that provides intermediary services，The functions of an insurance adjuster are mainly entrusted by one or both parties to an insurance contract.，charge reasonable

cost

，Use scientific and technological means and professional knowledge，Pass inspection、identification、Evaluate、Adjustment and other procedures，Be reasonable about the subject matter of insurance、just、Scientific proof plays a very important role。Specifically, the functions are as follows：

1. 　　
2. Guarantee the legitimate interests of all insurance parties。

Insurance adjusters stand on a neutral basis，.This ensures that the interests of all parties are not lost under fair results.。

1. 　　
2. The objective and impartial stance of the insurance adjuster，Easily recognized by both insurance parties，This can reduce claims disputes，Prevent endless standoffs or legal action，Achieve quick compensation，Restore production and life。　　
3. Promote organizational changes in insurance companies，Improve business performance。

Insurance companies hand over part of the laborious and loss-prone claims settlement work to insurance adjusters.，It can also reduce operating costs such as human resources，It also helps to focus on developing the company’s core competencies、Improve efficiency，Establish a good image。 two、The emergence of insurance adjusters is inseparable from the development of the insurance market，It is an inevitable product of the development of the insurance market。

The increasing number and complexity of claims matters for insurance companies has created a need for professional expertise，It laid the foundation for the formation and development of insurance adjusters who specialize in insurance adjustment work.。Some definitions of insurance adjusters。An insurance adjuster is one who accepts entrustment，Specializing in insurance subject matter or insurance accident assessment、Inspection、identification、Loss estimation and other services，An organization that collects remuneration as agreed。

Insurance adjusters can be entrusted by insurers，It can also be entrusted to the policy holder，But it does not represent the insurer，Nor does it represent the policy holder，But stand on an independent stand，maintain an equidistance relationship with the above two parties，Able to make objective decisions on entrusted matters、fair evaluation，Not only can it reduce compensation disputes，Better realize the economic compensation function of insurance，It can also help insurance companies save a lot of manpower、Material and financial resources，Improve the credibility of insurance companies。

Since the 1990s，Insurance companies such as Ping An of China and China Pacific Insurance have been established one after another.，Ended the monopoly of the People's Insurance Company of China，in order to gain the initiative、Capture the market，Insurance companies have begun to pay attention to the service function of insurance，Includes claims services。

Hire a supervisory department to conduct investigation and damage assessment when settling claims，Relying on the impartiality of the supervisory department、authoritative，Gain trust from customers，Improve your own credibility；on the other hand，Some customers with strong insurance awareness begin to know how to use claims intermediaries to protect their own interests.。these practices，It was regarded as an insurance adjustment act at the time.。

As the economy continues to develop，As batches of foreign insurance companies join our country’s insurance market,，Some insurance adjustment companies in my country have been established one after another.。97after，With the further deepening of my country’s insurance system reform and the transformation of operating mechanisms,，Specialization in the insurance market、detailed division of labor

Require

seems particularly important。

three、The China Insurance Regulatory Commission plans to tighten insurance intermediary licenses. Insurance professional intermediaries are one of the three traditional channels for insurance sales.，Including insurance professional agencies、Three types of insurance brokerage agencies and insurance adjuster agencies。2025Annual insurance market report shows，As of the end of 2014，There are 2,546 professional insurance intermediaries in the country.，An increase of 21 compared to the same period last year。

in，1,764 professional insurance agencies，445 insurance brokerage institutions，337 insurance adjustment agencies。Registered capital of national insurance professional intermediaries

1. 6billion，year-on-year growth
2. 8%。The annual report also shows，2014Year，National insurance companies through insurance intermediary channels，Realize premium income
3. 2billion，of total annual premium income
4. 8%。

Four、2025Year，The China Insurance Regulatory Commission has significantly accelerated its approval process for insurance intermediaries.，According to incomplete statistics，Up to now，A total of 35 insurance intermediaries have been granted licenses。

including 7 agencies，9insurance brokers and 19 insurance adjusters，include：Game Neutral Insurance Adjustment (Beijing) Co., Ltd.、Ningbo Dinghong Insurance Adjustment Co., Ltd.、Hebei Sanyuli Insurance Adjustment Co., Ltd.、Hebei Qianhao Insurance Adjustment Co., Ltd.、Hebei Hengbang Insurance Adjustment Co., Ltd.、Hebei Mingjun Insurance Adjustment Co., Ltd.、Hebei Dezheng Insurance Adjustment Co., Ltd.、Hangzhou Anzhe Insurance Adjustment Co., Ltd.、Hebei Huasheng Insurance Adjustment Co., Ltd.、Shandong Hengfu Insurance Adjustment Co., Ltd.、Jiangsu Lefan Insurance Adjustment Co., Ltd.、Qingdao Classic Excellence Insurance Adjustment Co., Ltd.、Shandong Hengzheng Insurance Adjustment Co., Ltd.、Yangzhou Xinghe Insurance Adjustment Co., Ltd.、Zaozhuang Honghe Insurance Adjustment Co., Ltd.、Sichuan Jinkun Insurance Adjustment Co., Ltd.、Anhui Hongping Insurance Adjustment Co., Ltd.、Tianjin Tianyi Century Insurance Adjustment Co., Ltd.、Zhengda Insurance Adjustment Co., Ltd. and 19 other companies。

The insurance industry has high entry barriers，But at least the difficulty of obtaining an insurance adjuster's license is relatively simple compared to that of an insurance brokerage and insurance agent license.，There are currently two feasible options，One is to apply for a new insurance adjuster license，Hong Kong Xintong International，The second option is to acquire a ready-made insurance adjustment license.。Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。