How to apply for a commercial factoring license

in the past，Banks are one of the most important financing intermediaries in society.，Have a large amount of capital and financing channels

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。But currently commercial factoring is using its unique

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Show competitiveness。Compare bank factoring，Commercial Factoring in Business Priorities、The risk control model and the understanding of the industrial chain are comparable in three dimensions.

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，If relevant enterprises can seize the opportunity and make reasonable and powerful investments,，It is very likely to open up a broad market space。

Many parties are actively deploying supply chain finance to open up financing channels for small and medium-sized enterprises. Recently,，People's Bank of China、Ministry of Industry and Information Technology、Banking Regulatory Commission、Securities Regulatory Commission、The "Guiding Opinions on Financial Support for the Construction of a Manufacturing Power" jointly issued by the China Insurance Regulatory Commission proposed，Encourage financial institutions to rely on core enterprises in the manufacturing industry chain，Actively carry out pledge loans of receivables、Factoring and other forms of supply chain financial services，Effectively meet the financing needs of upstream and downstream enterprises in the industrial chain。

According to the "International Finance News"，Fahuidai、A lot of money、P2P platforms such as Dianrong.com have also announced that supply chain finance will be the focus of future development.。3moon，Dianrong and Foxconn’s financial platform Fujintong jointly launched a blockchain financial platform called “ChainedFinance”，Want to use blockchain technology to solve supply chain finance and small and medium-sized enterprise financing problems。

And Ant Financial、Suning Financial、JD Finance and others seem to be taking bigger steps in supply chain finance.。It is understood，Up to now，JD Financial Supply Chain Finance has served more than 100,000 companies.，and provided it with a loan of 250 billion yuan，And among these companies，The vast majority are small, medium and micro enterprises。The reason why many companies are actively deploying supply chain finance，The reason is simply that the huge market potential has played a role in promoting。

The "2025-2025 China Internet Financial Industry Market Foresight and Investment Strategic Planning Analysis Report" released by the Qianzhan Industry Research Institute shows that，At present, the scale of my country's supply chain finance and accounts receivable financing market has exceeded 10 trillion yuan.。Expected to be 2025，The market size will be close to 20 trillion yuan。There are various signs that，There is huge market space for supply chain finance and receivables financing。

In the context of policy support，Accounts receivable financing and supply chain finance integrate the capital flow in the supply chain、information flow、Logistics, etc.，Transform uncontrollable risks of a single enterprise into controllable risks of the supply chain enterprise as a whole，Can improve the financial efficiency of service entities，More beneficial to financing for small and medium-sized enterprises。Service content：Commercial Factoring License Application&transfer service agency：Hong Kong Xintong-WeChat&What conditions should be met to establish a commercial factoring company?

(1) There should be at least one investor or its affiliated entity with experience in operating commercial factoring business or related industries.。(2) Investors should have the corresponding asset scale and financial strength to carry out commercial factoring business，Have a sound corporate governance structure and complete risk internal control system，No record of tax evasion in the past year。(3) When applying for establishment，There should be at least two senior managers with more than three years of management experience in the financial field and no bad credit records.。

(4) Commercial factoring companies should be established in the form of limited liability companies。Registered capital shall not be less than RMB 50 million (monetary investment)，And a one-time full payment is required。(5) In principle, commercial factoring companies should be established as independent companies，No mixed business operation allowed。The operating period generally does not exceed 30 years。(6) Have a sound internal control system，including but not limited to risk assessment、business process operations、Monitoring and other systems。

What kind of business can a commercial factoring company engage in? (1) Export factoring；(2) Domestic factoring；(3) Consulting services related to commercial factoring；(4) Development of credit risk management platform；(5) Other related businesses approved by the approval department。About Gangxintong-Gangxintong-Ten years of accumulation，Accumulated rich experience and resources in the industry。

We have a professional team in applying for financial licenses，commercial factoring、finance lease、Financing guarantee、Shenzhen pawn shop、Private equity fund license、Fund Distribution License、Insurance intermediary license、There are successful cases in applying for Internet small loan licenses and other licenses。at the same time，Facing financial industry investigation and supervision，There are abundant financial shell resources for transfer：Fund company、investment company、asset Management、Financial services, etc.。

Hong Kong Information Communication-Chief Consultant，Always based on professional knowledge and attitude，Has successfully provided advice to hundreds of companies，

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