How to set up an insurance adjustment company，Conditions and procedures

one、Scope of application: This guideline applies to the filing of insurance adjustment business conducted by insurance adjustment agencies.。When establishing an insurance adjustment agency, it should meet the conditions stipulated in the Asset Appraisal Law of the People's Republic of China and the relevant regulations of the China Insurance Regulatory Commission.。two、The handling is based on Article 16 of the "Asset Appraisal Law of the People's Republic of China" "The appraisal agency shall file with the relevant appraisal administrative department within thirty days from the date of obtaining the business license."。

three、Filing method Insurance adjustment agencies are divided into national insurance adjustment agencies and regional insurance adjustment agencies。The insurance adjuster takes the form of a company,National institutions file business records with the China Insurance Regulatory Commission，Regional institutions shall register their business with the CIRC branch in the place of industrial and commercial registration.。Insurance adjusters in the form of partnerships must register their business with the China Insurance Regulatory Commission。An insurance adjustment agency shall submit an application to the Insurance Regulatory Bureau where the institution is located for registration of its insurance adjustment business.。

Qualified and complete materials，The system generates the "Registration Form for Insurance Assessment Business"，Applicants can download and print。The filing information will be announced to the public by the China Insurance Regulatory Commission in the form of the "Recording Information Disclosure Form"。The branch office of an insurance adjustment and adjustment institution shall submit an application to the Insurance Regulatory Bureau where the institution is located for the registration of its insurance adjustment business.。

Four、Basic Conditions The business registration of an insurance adjustment agency should meet the following conditions:：

1. The unit or individual has any of the following circumstances:，Not allowed to become a shareholder or partner of an insurance adjustment agency：Received major administrative penalties or criminal penalties in the past three years；Under investigation by relevant departments for suspected major illegal crimes；In the People's Court for serious breach of trust in the past three years、commercial bank、Industrial and commercial departments、Self-regulatory management organizations and other units have bad records；According to the law、Administrative regulations prohibit investment in enterprises；Other circumstances deemed unsuitable to become a shareholder or partner of an insurance adjuster as determined by the China Insurance Regulatory Commission in accordance with the principles of prudent supervision；
2. According to business development plan，Have the necessary working capital for daily operations and risk taking，The operating capital of a national insurance adjustment agency is more than 2 million yuan，The operating capital of a regional insurance adjustment agency is more than 1 million yuan。

Conduct working capital custody in accordance with relevant regulations of the China Insurance Regulatory Commission；

1. An insurance adjustment agency may engage in all or part of the following businesses:：Inspection of the subject matter insured before and after underwriting、Valuation and Risk Assessment；Investigation after the insurance subject is out of danger、test、Loss estimation and residual value processing of insurance subject matter in case of accident；Risk management consulting；Other businesses specified by the China Insurance Regulatory Commission；
2. The articles of association or partnership agreement comply with relevant regulations；
3. The name of the insurance adjuster should include the words "insurance adjuster"。

The name of the insurance adjuster shall not be the same as that of the existing professional insurance intermediary agency.，Insurance adjustment agencies with the same actual controller as professional insurance intermediaries are excluded.；(6) Appointment of chairman of the insurance adjustment agency、Executive directors and senior managers should meet the following conditions：College degree or above；Engaged in financial insurance work for more than 3 years，Or engage in asset appraisal related work for more than 3 years，Or have been engaged in economic work for more than 5 years；Have the business and management capabilities required to perform duties，Familiar with insurance laws、Administrative regulations and relevant provisions of the China Insurance Regulatory Commission；Honesty and trustworthiness，good conduct。

Engaged in finance or asset appraisal work for more than 10 years，It is not subject to the academic qualification restriction of "college degree or above"；

1. Have a governance structure and internal control system that comply with the regulations of the China Insurance Regulatory Commission，The business model is scientific, reasonable and feasible；
2. Have a fixed residence commensurate with the size of the business；
3. Have business that complies with the regulations of the China Insurance Regulatory Commission、Financial information management system；
4. Have a certain number of insurance adjusters；
5. law、Administrative regulations and other conditions stipulated by the China Insurance Regulatory Commission。

Insurance adjustment agencies set up branches to operate business，The following conditions should be met：

1. The insurance adjustment agency and its branches have not been subject to criminal penalties or major administrative penalties in the past year.；
2. The insurance adjustment agency and its branches are not under investigation by relevant departments for suspected illegal crimes.；
3. There are no branches established within the last two years that have withdrawn from the market within one year of operation.；
4. Have a complete branch management system；
5. Newly established branches must comply with

Require

business premises、business financial information system，and other facilities commensurate with the business operations；(6) The main person in charge of the provincial branch shall serve as the senior manager of the insurance adjustment agency，There should be corresponding conditions。

Chairman of Insurance Adjustment Agency、Executive directors and senior managers shall not concurrently serve as the principal persons in charge of more than two branches；(7) Other conditions stipulated by the China Insurance Regulatory Commission。five、Applicants for filing materials can submit written and electronic materials through window submission or mailing.，And at the same time, the filing information should be filled in in the "Filing for Insurance Adjustment Business" module in the insurance intermediary supervision information system.、Submit application。

The specific addresses of each CIRC office can be found on the website of the China Insurance Regulatory Commission.。Query。

Serial number Name of submitted materials Original/Copy Number of copies Paper/electronic

Require

Remark 1 "Registration Application Form for Insurance Adjustment Business" Original 2 Paper + electronic 2 "Original Letter of Authorization for Filing Insurance Assessment Business" 2 Paper + electronic 3 "Insurance Adjuster Information Form" Original 2 Paper + electronic 4 Original Articles of Association or Partnership Agreement 2 Paper + electronic 5 Copy of industrial and commercial business license Copy 2 Paper 6 feasibility report，including local economy、Development of social and financial insurance，Feasibility and necessity of organization establishment，Market prospect analysis、Development planning (including business and financial development plans)、Original risk management plan, etc. 2 Paper + electronic 7 internal management system，including corporate governance structure、Organizational structure、business management system、financial system，Information management system、Anti-money laundering internal control system and business service standards, etc. Original copies 2 Paper + electronic 8 business、Accounting and other computer software and hardware equipment description, etc. Original copy 2 Paper + electronic 9 "Registration Form for Basic Information of Investors of Insurance Adjustment Institutions (Natural Person Shareholders)" or "Registration Form for Basic Information of Investors of Insurance Adjustment Institutions (Legal Person Shareholders)" and related materials. Originals. Current price evaluation of insurance subject matter in my country after losses occur，Mostly by price、Some evaluation agencies established by public security and other government law enforcement departments "undertake"，for example，“Accident Vehicle and Property Damage Assessment Centers” in various places use their administrative power to monopolize the market。

With the transformation of government functions，These assessment agencies must be separated from their original government departments，The original damage assessment needs to be carried out by relevant organizations，The insurance adjuster will be the best choice。If you need to apply for an insurance adjustment company, please contact me

About Hong Kong Xintong

Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。