Port communicationcentral bank announced：2From March 25th，Cancellation of account opening license February 12，The central bank issued the "Notice on Cancellation of Corporate Bank Account Permits" (Yinfa[2025]41Number)，clear：Strengthen bank account fund management and control，Cancel the account opening license! Enterprises must pay attention! Focus on it!
The main contents are： 1、2025From February 25th，Business bank account permissions will be canceled in batches across the country，2025Achieve complete cancellation before the end of the year。 2、In areas where corporate bank account permission has been canceled，Apply for a basic account、Temporary households adopt a registration system。
3、According to the "Measures for the Administration of RMB Bank Settlement Accounts" (Order of the People's Bank of China)[2003]No. 5)，Strictly check the basic accounts of enterprises、Opening of temporary account、change、Cancel，and strengthen corporate bank account management。 4、Establish an enterprise-related information sharing mechanism and a joint punishment mechanism for corporate bank account violations。 5、Strict crackdown on long-term corporate account opening，Open accounts randomly，rent、lend、selling account behavior。
6、Monitor corporate bank accounts，There is an abnormality，will be dealt with and punished。 7、You can only open one basic account，There will be no place for anonymous and pseudonymous accounts! 8、Corporate bank settlement account，Collection and payment business can be handled from the day of establishment。 9、Accounts subject to suspicious transaction reports，The bank will take measures in accordance with relevant anti-money laundering regulations，Verify violations，Deal with it seriously。
10、Enterprises must reconcile accounts at least once every quarter after the account opening certificate is cancelled.，Banks in pilot areas review corporate identities in accordance with regulations、After the authenticity of the account opening intention and the uniqueness of the basic deposit account，Basic deposit accounts can be opened for eligible companies，No more central bank approval required。 The simple explanation is：Previously registered company to open a public account，Banks must require an account opening license，No need anymore。 Does canceling the issuance of account opening licenses restrict companies from opening bank accounts?
Cancellation of issuance of account opening license，Does it mean that companies can no longer open basic bank deposit accounts? Obviously not! You must know that there are many financial transactions in the business process.，What can you do without a bank account? Transact with cash? Even if the company is willing, it is impossible to do so，Because it's easy to evade taxes，will not be allowed。
Since it is not necessary to restrict enterprises from opening basic bank deposit accounts,，Then there must be separate regulations for companies to open bank accounts.，After the central bank no longer issues an enterprise basic deposit account opening license，A filing system will be used for enterprises to open basic bank deposit accounts。Specifically，That is, enterprises need to open a basic bank deposit account，It only needs to be approved by the bank where the account is opened.。
In the past，You also need to submit the account opening information to the branch of the People's Bank of China for review.，An account can only be opened after a license is issued by a branch of the People's Bank of China。 Jincheng Tianji (Shenzhen) Consulting Co., Ltd. protects the safety of your corporate funds，Grasp first-hand policy guidance。gain absolute advantage
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