Port communicationservice organization：Main business：Transfer of commercial factoring/financial leasing companies Transfer of factoring companies in various places，(Contact information attached) Guangzhou Financial Leasing、Whether a commercial factoring company can be registered is one of the inquiries recently received by investment consultants.，A point that customers and friends are very concerned about。here，Give a unified answer：Guangzhou will stop accepting financial leasing in December 2025、Registration application for factoring company。
Subsequently, it will stop accepting financial leasing in January 2025.、Change application for commercial factoring company (including：Dong, Supervisor and Gao、Change of legal person、Change of shareholders、There are no restrictions on address changes, etc.)。Currently in Guangzhou，Apply for registration through normal process、No changes will work。Investment advisory’s existing channels can handle the share transfer of Guangzhou commercial factoring companies、and changes in directors, supervisors and senior management，Information on transfer prices and other matters，Due to restrictions on web information release，You can contact me for details。
Factoring company to be sold：Hengfu Factoring、Ruisheng Factoring、Zhongyun Factoring。Commercial factoring industry，Currently, the China Banking and Insurance Regulatory Commission is responsible for coordinating，The financial offices of each province and city implement the powers of the local authorities.。In this regulatory system，In fact, the approval authority for commercial factoring is concentrated in local provincial and municipal financial regulatory authorities.。
However, due to changes in industry supervision，The China Banking and Insurance Regulatory Commission has not yet formed a new regulatory system.，Therefore, in the next 1-2 years，Domestic financial leasing、Both commercial factoring industries will continue to be under strict supervision.。With the deepening of supervision，There is no clear news yet on whether the commercial factoring industry will be supervised by business license in the future.。Investment consultants believe，The main idea of the supervisory authorities is to:maintain status quo，Control the number of existing factoring institutions，Restrict new access。
It is difficult to implement the license access system，lower probability。It is more likely that the subsequent implementation of financial filing access will replace the previous rough-style development (direct industrial and commercial registration of business licenses)。
in recent years，Financing methods of commercial factoring，Deeply loved by many small and medium-sized enterprises，Compared with traditional financing channels，factoring financing
Advantages
Mainly reflected in：1、Flexible use of funds、The approval cycle is shorter than banks’ qualification requirements
Require
very high、Long approval cycle，"Constraints" such as restrictions on the use of funds，Commercial factoring qualifications
Require
and greater flexibility in the approval cycle，All it takes is a professional evaluation of the buyer’s business owner’s (vendor’s) accounts receivable，to determine whether to give funds to the enterprise，Effectively meet the urgent needs of small and medium-sized enterprises for short-term working capital；2、Large scale of financing，Low financing costs and small loan amounts (above 1,000 yuan)、20Less than 10,000 yuan)，Compared with "limitations" such as high financing costs (generally as high as more than 24% annualized)，The financing limit of commercial factoring is related to the enterprise's accounts receivable，It can basically cover the working capital needed for business owners to operate.。
And the capital cost of commercial factoring is low，It can not only help business owners standardize the company’s financial processes，It can also effectively alleviate the capital and financial pressure of small and medium-sized enterprises.；3、Great potential for future development. Guaranteed financing serves as a "credit intermediary" between banks and small and medium-sized enterprises.，and the credit crisis faced by its industry，Causing business owners to search for suitable secured financing and
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Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
