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Guangdong Microfinance Company transfers equity

The current situation of Guangdong microfinance companies is that they are currently unavailable in most places across the country.,So the opportunity is relatively rare at present.,Let me talk about it first,As long as you meet the conditions and are currently in Shenzhen and Horgos, you can apply.,But let’s just say it’s consistent

Require

This is particularly difficult, not to mention that there are other thresholds for application.,What's more, there are no channels or many ways to apply for this license.。

Therefore, we can only say that small loan companies have transferable resources.,Applying is currently a difficult point。For more details, please contact Shenzhen Small Loan Company

Application conditions

The main sponsor of a small loan company should meet the following basic conditions:

  1. Net assets shall not be less than RMB 100 million,And the asset-liability ratio is not higher than 70% (consolidated accounting statement standards)。
  2. Profitable for the past three consecutive years,And the cumulative total net profit in the three years is not less than RMB 30 million (consolidated accounting statement standard)。
  3. Have a good social reputation and integrity record,No major violations of the law in the past three years、Violations。
  4. In line with Shenzhen’s industrial development orientation,Have a good corporate governance structure and a sound internal control system。
  5. The source of investment funds is true and legal,No borrowing funds may be used to invest in shares,It is not allowed to invest in shares with funds entrusted by others。
  6. According to the principle of prudence

Require

other conditions。For more detailed information, please refer to the concentration analysis of the small loan industry. The business of small loan companies has regional limitations.,There are more companies in developed areas,The average loan balance per household is large,But judging from the loan balance of small loan companies,Concentration within the region is not high。2025January 25,The People's Bank of China announced the development of my country's small loans in 2025 on its official website。

According to data from the China Small Loan Industry Market Forecast and Investment Strategic Planning Analysis Report released by the Qianzhan Industry Research Institute,By the end of 2025,There are 8,551 small loan companies in the country。Loan balance 979.9 billion yuan,Annual increase of 50.4 billion yuan。


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