Development prospects and registration application conditions of pawn shops in Shenzhen, Guangdong

Since the reform and opening up，With the further development of market economy，The private lending business of state-owned banks is far from meeting the growing financing needs。in this case，Pawn is a financial institution that carries out private loan business to a certain extent.，It is a matter of course that we have the objective conditions for re-emergence.。1987December，After disappearing from mainland China for more than 30 years，The first pawn shop in New China - Chengdu Huamao Pawn Service Firm was first established。

thereafter，The establishment of pawn shops is sweeping across the country。

in recent years，The business structure of my country's pawn industry remains stable，Real estate pawn business、Chattel pawn business and property rights pawn business respectively account for 50% of all pawn business

1. 4%、
2. 8%and
3. 8%.As of the end of 2014，There are 7,574 pawn companies in the country，year-on-year growth
4. 8%.The national pawn balance is
5. 7billion，year-on-year growth
6. 9%.As of the end of June 2025，There are 8,108 pawn shops in the country，953 branches，Total registered capital
7. 3billion。

In the first half of the year, the national pawn industry issued a total of pawn money

1. 6billion，year-on-year growth
2. 5%;Pawn balance
3. 9billion，year-on-year growth
4. 6%，Helping more than one million small and micro enterprises solve financing problems。

国际高级顾问 中国产业调研网发布的2025年版中国典当市场现状调研与发展前景趋势分析报告认为，In order to give full play to the role of pawn shops in financing small, medium and micro enterprises,

Advantages

，Providing financing services to small, medium and micro enterprises，2025In 2017, the Ministry of Commerce issued the "Notice on Further Guiding and Supporting Pawnbrokers to Provide Financing Services for Small, Medium and Micro Enterprises"，Encourage and guide pawn shops to further highlight their business characteristics，Improve and innovate business models，Efforts to improve the level of financing services for small, medium and micro enterprises。

Hard application requirements for pawn shops

1. are in compliance with the law、Statutes and regulations；
2. The minimum registered capital limit complies with the "Pawn Management Measures"

Require

，That is, no less than RMB 3 million，Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million，Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million；3． There is conformity

Require

business premises and necessary facilities for conducting business；

1. Have management personnel and appraisers who are familiar with the pawn business；
2. There are two or more legal person shareholders，And the legal person shares are relatively controlling；
3. In accordance with Article 9 of the "Pawn Management Measures"、Article 10，Pawn shops should be established、Improve safety system；House construction and business facilities should comply with relevant national safety standards and fire management regulations；
4. Comply with the national overall plan for pawn shops、Reasonably laid out

Require

。

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