Port communication折叠设立(1)设立融资性担保公司应当经监管部门审查批准。(2)Establish conditions:Charter、持续出资的股东、Registered capital、合格的从业人员、internal management system、business place、Other conditions。(3)注册资本低限额5000万元，为实缴货币资本。(但目前银行在选择合作担保机构时对注册资本有较高的
Require
，如交通银行不低于1亿元。
大部分担保公司一般采取分次出资的模式到位。)(4)融资性担保公司一般采取有限责任公司或股份有限公司两种方式，且会引入多种资本，共同出资，Shared risk。折叠业务运作经监管部门批准，可以经营融资性担保业务、非融资性担保业务和其它业务。
融资性担保业务包括:loan guarantee、Bill acceptance guarantee、trade finance guarantee、project finance guarantee、信用证担保等;非融资性担保业务包括:Litigation Preservation Guarantee、bid security、advance payment guarantee、Project performance guarantee、Performance guarantee business such as guarantee of final payment as agreed;其它业务包括:融资咨询、财务顾问等中介服务以及以自有资金进行投资等业务。
折叠内部管理模式(1)Financing guarantee companies should establish and improve corporate governance structures in accordance with the law，Improve the rules of procedure、Decision-making process and internal audit system，Maintain the effectiveness of corporate governance。在内部机构设置上一般会有综合部、业务部、Risk Control Department、法律部等。
(2)Financing guarantee companies should establish a guarantee evaluation system that complies with the principles of prudent operation、decision making process、Post-event recovery and disposal system、Risk warning mechanism and emergency response mechanism，and formulate strict and standardized business operating procedures，Strengthen risk assessment and management of guarantee projects。
折叠风险控制模式(1)细化客户准入:制定客户准入标准，严格按照标准进行融资担保客户的准入，风险评价按照金融机构风险管理标准及手段进行严格的风险控制。
(2)严格流程管理:保前调查主要内容为申请人基本情况、申请人经营管理情况、资产状况、贷款用途及还款来源分析、反担保分析、分析风险点并提出防范措施等综合分析。保中审查主要有申请人的审查、还款来源审查、反担保审查、贷款用途审查、风险指标审查、信用结构审查、合规合法审查。
保后管理主要内容有保后检查及保后管理、风险分类、Risk warning、到逾期催收等内容。(3)落实反担保措施:包括有抵、pledge、连带责任责任保证反担保、保证金反担保等综合反担保措施。
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