Conditions that a new pawn shop should meet in recent years,With the rapid development of economy,Leading to a rapid increase in the demand for funds from small and medium-sized enterprises,Pawn shops are one of the important channels for financing small and medium-sized enterprises.,also led to rapid growth。However, because the pawn shop license is a rare and valuable financial green card among the twelve financial licenses in the country,。Therefore, throughout the country,It is still relatively difficult to set up a pawn shop.。
Specific establishment conditions,From the "Pawn Shop Management Measures",Can know a little bit,Below we focus on。
Pawn shops can operate the following businesses:
- Chattel pledge and pawn business
- Property rights pledge and pawn business
- Real estate (other provinces、autonomous region、Mortgage and pawn business (excluding real estate in municipalities directly under the Central Government or projects under construction that have not obtained a commercial housing pre-sale license)
- Sale of absolutely suitable items within the limit
- Appraisal, evaluation and consulting services
- Other pawn businesses approved by the Ministry of Commerce and Industry in accordance with the law。
A new pawn shop should meet the following conditions::
- Registered capital。Registered capital is not less than RMB 3 million,Those engaged in real estate mortgage pawn business must have a minimum value of RMB 5 million,Those engaged in property rights pledge and pawn business shall have a minimum value of RMB 10 million。
(Registered capital needs to meet the minimum limit of three million yuan,Moreover, the minimum amount of partial investment must be in the form of currency investment.,property rights,Land use rights and other forms of investment。also,The application requirements for pawn shops in my country vary from place to place.,There are also differences in application thresholds,Take the Shenzhen area as an example,The registered capital has reached the threshold of 30 million yuan)
- business residence。
The business premises of new pawn shops and branches should be at least 1 kilometer away from existing pawn shops.,And try to choose street-facing shops,The area should be more than 60 square meters;Lease or appropriation with a usage period of more than 3 years,In principle, the business location cannot be changed within one year of opening。The name of the business address should be consistent with the lease certificate,And provide relevant certificates when reviewing by the public security organs。
- Equity structure。
No less than 2 legal person shareholders with investment capabilities,Legal person shares should be relatively controlled,The total shareholding ratio of legal person shareholders accounts for more than 1/2 of all shares,Or the major shareholder is a legal person shareholder and the shareholding ratio accounts for more than 1/3 of the total shares.;A single natural person cannot be the controlling shareholder,A one-person limited liability company cannot be a legal person shareholder。 (The second point of the conditions for establishing a pawn shop is about the form of holding。After all, a pawn shop is also a financing enterprise.。
In order to ensure the stable development of society,It is necessary to ensure that the property rights of the pawned owner will not be damaged during the operation of the pawn shop.。Therefore, for legal person shareholders
Require
higher,including operating conditions,All business scales are available
Require
。)
- foreign investment。 Pawn shops collect pawns and the state collects them、Specialize、Exclusive items,Subject to approval by relevant departments。
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