Port communicationHong Kong Xintong-market consultant said，728th of the month，The central bank released the "Statistical Data Report on Small Loan Companies in the First Half of 2025"。Report shows，As of the end of June 2025，There are 8,810 small loan companies in the country，Number of employees: 115,199，Paid-in capital 837.92 billion yuan，Loan balance 936.4 billion yuan，RMB loans decreased by 4 billion yuan in the first half of the year。
So，Data from Guangdong Province，Number of institutions: 436，Practitioners 9974，The paid-in capital reached 63.15 billion yuan，The loan balance reached 65.16 billion yuan。Even if it is placed nationwide，Guangdong Province is still among the best in the small loan industry.。
What are the requirements for applying for a small loan license? Approval authority: The provincial government can specify a competent department (financial office or related agency) responsible for the supervision and management of small loan companies.，and are willing to assume the risk management responsibilities of small loan companies，Only in this province (district)、Pilot projects for establishing small loan companies will be carried out within the counties of the city)。
2.Legal Basis "Guiding Opinions on the Pilot Program of Small Loan Companies" (Yinjianfa [2008] No. 23) 3.
Application conditions
Shareholders of small loan companies must meet the quorum requirements。A limited liability company should be established with capital contributions of less than 50 shareholders；A joint stock company shall have 2–200sponsor，More than half of the sponsors must have residence in China。
Apply to establish a small loan company，A formal application should be made to the provincial government authority，After approval，Go to the local industrial and commercial administration department to apply for registration and obtain a business license。also，You should also report to the local public security agency within five working days.、Submit relevant information to agencies dispatched by the China Banking Regulatory Commission and branches of the People's Bank of China。
4.Registered capital
Require
The source of registered capital of a small loan company should be true and legal，All are paid-in monetary capital，Pay in full at one time by the investor or promoter。The registered capital of a limited liability company shall not be less than 5 million yuan，The registered capital of a joint-stock company shall not be less than 10 million yuan。
single natural person、Corporate legal person、Shares held by other social organizations and their affiliates，shall not exceed 10% of the total registered capital of the small loan company.，Aim high；interdependence and coexistence，"Strive for Progress" as a professional business service organization for corporate culture，Established in Shenzhen, China on August 19, 2005，，hotline，Have rich experience and resources in the industry，Always based on professional knowledge and attitude。
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