小额贷款公司如何申请？现在国内哪里能注册小贷公司有何流程？

小额贷款公司如何申请？现在国内哪里能注册小贷公司有何流程？ 小额贷款公司如何申请？现在国内哪里能注册小贷公司有何流程？ 小额贷款公司的

Application conditions

。 1.Have regulations that comply with regulations。不是随便什么公司章程，都能通过审核的，要符合金融行业的法规，不得侵犯贷款人的合法权益。 2.The sponsor or investor should meet the specified conditions。

没有金融经验的人是很难通过申请的。 3.The organizational form of a small loan company is a limited liability company or a joint stock company.。A limited liability company should be established with capital contributions of less than 50 shareholders；A joint stock company should have 2-200 promoters，这里对股东的

Require

It's very strict，必须要一半以上住在中国境内的发起人。

4.The source of registered capital of a small loan company should be true and legal，All are paid-in monetary capital，Pay in full at one time by the investor or promoter。这个出资的

Require

太苛刻，估计吓跑了很多人吧。 有限责任公司的注册资本不得低于5000万元（门栏不是一般的高）；股份有限公司的注册资本不得低于7000万元。

主发起人原则上净资产不得低于5000万元，The asset-liability ratio is not higher than 70%，连续三年赢利且利润总额在1440万元以上。主发起人持股原则上不超过20%，其他单个股东和关联股东持有的股份不超过注册资本总额的10%。 5.Have directors and senior managers who meet the qualifications。 6.Have staff with corresponding professional knowledge and experience。

7.Have the necessary organizational structure and management system。 8.There is conformity

Require

business premises、Security precautions and other business-related facilities。 9.Other prudential conditions specified by the Provincial Government Finance Office。 Small loan company registration

Application process

1，District (county) governments that are interested in piloting shall submit a pilot application to the Municipal Finance Office，Clarify the pilot work plan and promise to take responsibility for risk prevention and disposal。

2，District (county) government，Screen the main sponsors of small loan companies in the district (county) who meet the relevant conditions and have the intention to apply.。 3，The selected main sponsors of small loan companies submit application materials for the establishment of small loan companies to the district (county) government where they are located.，After the district (county) government completes the preliminary review, it will be submitted to the Municipal Finance Office for review.。

Applicants for small loan companies must present the approval document from the Municipal Finance Office，Complete registration procedures with the industrial and commercial administration department in accordance with the law and obtain a business license，and report it to the local public security agency within 5 working days.、The Banking Regulatory Bureau and the People's Bank of China branch submit relevant information。

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