小额贷款公司是以经营小额贷款,由自然人、企业法人与其他社会组织投资成立的,不吸收公众存款的有限责任公司或股份有限公司。它秉承“小额速贷、有偿使用、持续发展”的基本策略,遵循“安全性、Liquidity、效益型”的经营理念。那么小额贷款公司成立条件是什么呢?1.The organizational form of a small loan company is a limited liability company or a joint stock company.。
A limited liability company should be established with capital contributions of less than 50 shareholders;A joint stock company should have 2-200 promoters,More than half of the sponsors must have residence in China。2.The source of registered capital of a small loan company should be true and legal,All are paid-in monetary capital,Pay in full at one time by the investor or promoter。The registered capital of a limited liability company shall not be less than 5 million yuan,The registered capital of a joint-stock company shall not be less than 10 million yuan。
single natural person、Corporate legal person、Shares held by other social organizations and their affiliates,shall not exceed 10% of the total registered capital of the small loan company。3.Have directors and senior managers who meet the qualifications。4.Have staff with corresponding professional knowledge and experience。5.Have the necessary organizational structure and management system。6.There is conformity
Require
business premises、Security precautions and other business-related facilities。
7.Other prudential conditions specified by the Provincial Government Finance Office。审批机构是省政府金融办。成立小额贷款公司必须满足以上条件,而且小额贷款公司只能在县级以及各市的涉农区设立,非涉农区不得成立。
由于小额贷款公司应坚持为“三农”和县域经济发展服务的原则,因此鼓励小额贷款公司面向农户和中小企业提供信贷服务,以缓解中小企业和“三农”融资难问题。
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