小额贷款公司成立条件究竟有哪些呢

小额贷款公司成立条件究竟有哪些呢?小额贷款公司是以经营小额贷款，由自然人、企业法人与其他社会组织投资成立的，不吸收公众存款的有限责任公司或股份有限公司。它秉承“小额速贷、有偿使用、持续发展”的基本策略，遵循“安全性、Liquidity、效益型”的经营理念。

成立小额贷款公司成立条件需满足以下几点：1.有符合《人民共和国公司法》的章程;2.The organizational form of a small loan company is a limited liability company，Its registered capital shall not be less than 20 million yuan;组织形式为股份有限责任公司的，Its registered capital shall not be less than 30 million yuan。

The upper limit of registered capital for small loan companies is 200 million yuan;3.有符合任职资格条件的董事及管理人员和具备相应专业知识及从业经验的工作人员;4.Have a sound organizational structure、Business operating rules and risk control systems;5.There is conformity

Require

business premises、Safety precautions and other necessary facilities;6.其他审慎性条件以上就是小额贷款公司成立条件。

成立小额贷款公司必须满足以上条件，而且小额贷款公司只能在县级以及各市的涉农区设立，非涉农区不得成立。由于小额贷款公司应坚持为“三农”和县域经济发展服务的原则，因此鼓励小额贷款公司面向农户和中小企业提供信贷服务，以缓解中小企业和“三农”融资难问题。

Among the conditions for establishing a small loan company

Things to note

Among the conditions for establishing a small loan company，There are special requirements for main sponsors and related parties

Require

。Corporate legal person、natural person、Other economic organizations can invest in small loan companies，Capital investment must be self-owned funds。

The shareholding ratio of the main sponsor and its related parties shall not exceed 20% of the total registered capital of the small loan company.，The shareholding ratio of other investors and their related parties shall not exceed 10% of the registered capital of the small loan company.，Not less than 5% of registered capital，And can only invest in one small loan company。

However, the main sponsor of a small loan company must be a corporate legal person，and

Require

satisfy："Calculated according to the caliber of consolidated accounting statements，Net assets of more than 30 million yuan，The asset-liability ratio is not higher than 70%，Profitable for the past two consecutive years，And the total cumulative net asset profit in the two years reaches more than 10 million yuan" condition。Only main sponsors who meet the above conditions for the establishment of a small loan company can invest in a small loan company.。Guangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。