Port communicationSmall loan operating conditions︱Shenzhen small loan applications are open for a limited time︱Notice from the Shenzhen Local Financial Supervision Bureau，Starting from May 15th to August 15th，Officially launched the pilot application process for a new batch of Shenzhen small loan companies，The filing deadline is 3 months，Late applications will not be processed。
one、The development of the financial industry tends to be stable，It is well known that the problem of financial chaos has been effectively improved，Registration approval in the financial industry has been suspended for a long time，Some areas have not been opened up yet.，Financial business was not standardized before，There is a lot of chaos in the market，Seriously affecting the healthy development of the entire financial industry，Relevant departments have to make vigorous efforts to rectify。
two、Reforms in the financial sector continue to deepen my country's financial industry in order to adapt to market development，In line with international standards，Enhance the international influence of my country’s financial market，It is also constantly improving and moving forward.，Foreign investment in China’s financial sector has been opened up some time ago，It shows that my country’s financial market will further become internationalized。
three、Small loan companies will be more involved in supporting the development and construction of small and medium-sized enterprises after the two sessions，The General Office of the State Council issued the "Guiding Opinions on Promoting the Healthy Development of Small and Medium-sized Enterprises"，Point out the need to improve financing policies for small and medium-sized enterprises、Actively expand financing channels、Support the use of capital markets for direct financing、Reduce corporate financing burden，Microfinance companies are important institutions in the lending business，It makes up for the areas that banks and other large financing institutions ignore or cannot cover.，Provide important support for small and medium-sized enterprise financing loans。
Four、Do online small loans need a license? Do you need a license to operate an online small loan platform?，The specific conditions are as follows：1、Comply with the provisions of the "Company Law of the People's Republic of China"。2、Registered capital is not less than RMB 100 million。3、The main sponsor should be strong、Distinctive、Branded e-commerce companies，No violation record。Total assets in the fiscal year before application must be no less than 1 billion yuan。Net assets are not less than RMB 50 million。
4、The capital contribution ratio of the main sponsor of the proposed Internet-specific small loan company shall not be less than 30%，The shareholding ratio of other single shareholders shall not be less than 1%，Sole proprietorship allowed。The emergence of online small loans has allowed lending to break through geographical restrictions.，Make loan financing for small and micro enterprises simple。From the above，It is still difficult to apply for an online small loan license，Want to apply for a small loan，The above rigid conditions must be met。
To sum up the above，Want an online small loan license?，Need to comply with the provisions of the "Company Law of the People's Republic of China"、Registered capital is not less than RMB 100 million、The main sponsor should be strong、Distinctive、Branded e-commerce companies，No violation record、The capital contribution ratio of the main sponsor of the proposed Internet-specific small loan company shall not be less than 30%，The shareholding ratio of other single shareholders shall not be less than 1%，Sole proprietorship allowed。
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