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For small loan compliance,Raise the threshold for applying for a small loan license

For small loan compliance,Raise the application threshold for small loan licenses in order to ensure the compliance of small loan operations,Convenient for relevant departments to supervise,Improve small loan operation methods in various places,Set up thresholds for enterprises applying for admission,Pass threshold review,Personnel with relevant experience,Risk control system,Small loan companies can be established。

The new "Administrative Measures" clarify the objects for which business licenses for small loan companies are issued.、Certificate content、Validity period、hair replacement procedure、regulatory measures,and annual certificate review、Log out、announcement、Management and other specific

Require

。A small loan company is a company formed by a natural person、Corporate legal persons and other social organizations are established in accordance with the law,Does not accept deposits from the public,Limited liability company or joint stock company operating small loan business。

The initiating entity should have no violations、criminal record,Have a good social reputation and integrity record,Qualified as an investment entity,Have financial strength,It is not allowed to use borrowed funds or funds entrusted by others to invest in shares。

specific

Application conditions

as follows:1、The registered capital is generally not less than 100 million yuan (depending on the local area)

Require

);2、Have actual business premises registered;3、Have a complete risk control system 4、The main sponsor should hold no less than 30% of the total share capital,Personal investment shall not be less than 5%;5、Companies engaged in small loans,Need to specialize in small loan business,Not allowed to engage in other businesses concurrently。

The above is from the small loan company

Application conditions

,The key lies in the strength of the enterprise,It is necessary to assess the sponsor’s ability to contribute capital。Are there any violations or disputes?,Risk control ability, etc. to determine whether the application qualifies for a small loan

Require

。Small loan companies conduct business in compliance with laws and regulations,Conducive to maintaining the reputation of the microfinance industry,Create a good development environment for small loan companies。

In addition to new establishment, the fastest way is through acquisition,Direct acquisition of a small loan company,Interested friends can chat privately with Xiaofeng。hurricane news:Small loan companies should promptly report to the local industrial and commercial department to change the name of the institution、Business scope or cancellation procedures,And within 7 working days after the completion of the processing, the relevant information on the processing results will be reported to the regulatory agency for filing.。


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