Port communicationShenzhen Gangxintong-Business Consulting Co., Ltd. is mainly committed to providing customers with business consulting in Qianhai and Shanghai Free Trade Zone with strategic reference value、Listing consultation、Equity investment and management consulting services。
one、什么是商业保理 简单来说就是卖方将货物卖给买方，The seller can assign the accounts receivable arising from sales or contracts in the course of trade to the factoring company，The factor then provides the seller with cash flow for purchase in advance.、Production etc.，In order to avoid the problem of corporate capital turnover during the period from the occurrence of accounts receivable to the collection of accounts receivable。
Commercial factoring is a mysterious industry with many trade secrets，从事应收账款业务，Involving many industries，凡是所有涉及贸易赊销的企业都会需要保理公司。随着市场的发展，Sales on credit are becoming more and more common in transactions，This has laid a good market foundation for the development of factoring business。The scale of accounts receivable continues to rise，Increased risk of recycling，The demand for factoring services is bound to rise rapidly。
As of December 31, 2014，全国共有注册的商业保理企业1129家，主要集中在深圳（664家）、天津（168家）、上海（155家）。 two、申报程序 （一）申请名称预核准 企业注册商业保理公司，首先需要通过工商行政管理中心申请网上“名称预核准”，通常时间为2-3个工作日。
（二）资质审核 1、The main investor should be a corporate legal person or other social and economic organization，And the total assets in the year before application are not less than 50 million yuan； 2、A commercial factoring company should have more than 2 senior managers with management experience in the financial field and no bad credit records，Have qualified professionals appropriate to their business； 3、商业保理公司原则上应当设立为独立的公司，No mixed business operation。
商业保理公司的名称中的行业表述应当标明“商业保理”字样； 4、Other conditions stipulated by laws and regulations。
（三）审批 资质审核后，企业需到所属行政服务中心或网上提交相关材料进行受理登记，由行政审批局统一审批，一般有以下步骤： 1. 材料审查 （1）保理公司设立申请； （2）可研报告； （3）公司章程（中外合资企业、中外合作企业还需提供合同）； （4）投资方相关证明、financial statements、Audit report of the main investor for the previous year； （5）法定代表人身份证明，高管履历； （6）股东承诺书； （7）其他所需材料。
2. 政府约谈 材料审核后，内资商业保理公司还需由地区商业保理主管部门对保理公司负责人进行约谈，外资保理公司无需。
3. 验资 内资商业保理公司注册资本金不低于5000万人民币，All are paid-in monetary capital，来源真实合法，and
Require
一次性全额缴纳；Foreign commercial factoring company
Require
首次出资比例不得低于15%，两年内补齐全部资本金。（上海
Require
外资保理公司首次出资比例不得低于20%；其他注册地均无此
Require
）。
（四）办理相关登记手续 企业通过审批后，市商务委向企业出具《批复函》，同时会一并抄送市工商局、财政局等部门以便办理其他特殊手续。企业凭《批复函》办理商业保理专有牌照；外资商业保理公司还会获得《外商投资企业批准证书》，企业由此到外汇局办理备案手续等。
深圳市 港信通-商业咨询有限公司是行业内资深高级特区（深圳前海和上海自贸区）专业咨询服务，He is also one of the pioneers and leaders in the domestic special economic zone professional consulting industry.。The company is a domestic and foreign enterprise investing in Qianhai and Shanghai Free Trade Zone.、The organization provides a full range of、Full-process professional consulting services。
at the same time，We also combine investment companies to develop in the special zones、Key points and features of the plan，Cooperate with customers to connect industry development elements and resources suitable for corporate needs，Seek better development prospects and space for enterprises in the special zone。
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
