What is the difference between pension and pension?

A person retired，Doesn’t that mean we have to retire?，So pension and pension should mean the same thing?。to be honest，Shanghai Yushanggang Xintong-I used to think so too，But in fact，Pensions and pensions are not the same thing at all。

one、definition of both：pension：It is the state's social insurance system that stipulates，After the worker becomes old or loses the ability to work，Based on their contributions to society and their qualifications for pension insurance or retirement conditions，Insurance benefits in the form of monetary payments on a monthly or one-time basis，Mainly used to protect employees’ basic living needs after retirement。

pension：Full name social basic pension insurance，It is the state and society according to certain laws and regulations，In order to solve the problem of laborers reaching the working age limit for being relieved of their labor obligations stipulated by the state，Or a social insurance system established to provide basic life support after retirement from work due to old age and loss of working ability.。

two、What is the difference between pension and pension?：

1. Recipients and Recipient Methods Pensions are mainly targeted at employees of enterprises and institutions.；Recipients of pensions are mainly government agencies，such as civil servants。
2. Payment method Retirement pension is provided by public institutions or enterprises。Basic pension insurance is generally withheld and paid by the employer of the insured person.，Follow unified payment guidelines，Each region is slightly different。
3. Funding channels vary. Retirement pensions are generally funded by the national finance or local finance.。Pensions are paid out of social insurance funds，The retirement benefits for retirees who participate in the social pooling of pension insurance are pensions in the same city.。

three、Shanghai 2025 corporate pension adjustment：

1. quota increase：The quota per person is increased by 60 yuan；
2. Payment period：Increase by 2 yuan for every full year，If it is less than 30 yuan, it will be calculated as 30 yuan.；
3. Pension base：The increase will be based on my basic pension in December 2025.
4. 1%。Shanghai from January 2025，Increase the urban and rural residential security basic pension，An increase of RMB 80 per person per month。

After increasing，The basic pension standard for urban and rural residents in Shanghai is 930 yuan per person per month。Four、Shanghai pension increase amount：

1. Pensions for Shanghai urban enterprise retirees will increase by 310 yuan per month in 2025；
2. Town security personnel receiving monthly pensions，Increase pension by 130 yuan per person per month；
3. People receiving monthly pensions from the Urban Residential Insurance System and the New Rural Insurance System，An increase of 70 yuan per person per month。

five、Shanghai pension specific adjustment plan：

1. All employees now receive an increase of 60 yuan；
2. According to your payment period，The payment period increases every year
3. 5Yuan，This includes the deemed payment period，In other words, the longer the working experience，The longer the payment period，The higher the increase；
4. Based on the basic pension of the previous year，Add more
5. 5%；
6. For senior citizens in Shanghai, an additional 20 yuan will be added to the above.，It reflects Shanghai’s care for the elderly。

six、Shanghai pension increase history：Shanghai’s pensions have been raised 20 times since the 1990s until last year，From the upper limit of 712 yuan in 1993、Offline 213.6 yuan，Increased to the upper line of 12,593 yuan in 2025、Offline 2559 yuan，Great improvement，It can be seen from this that the state attaches great importance to residents’ pensions。

Shanghai is one of the cities with the highest per capita pension in our country，Because Shanghai’s economic and social development is relatively good,，Therefore, Shanghai’s pensions are also very high.。

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