什么是融资性担保牌照？怎么申请办理融资性担保牌照

什么是融资性担保牌照？怎么申请办理融资性担保牌照什么是融资性担保牌照？怎么申请办理融资性担保牌照融资性担保牌照全称：The operating license of a financing guarantee institution is issued by the local provincial or municipal financial office supervisor.。

In accordance with the regulations on the management of financing guarantee institutions，Financing guarantee companies are local financial institutions，without approval，Financing guarantee companies are not allowed to carry out financing guarantee business in areas where they have not opened branches。That is to say，融资性担保公司的营业地区限于注册地。我们融资性担保行业的容易出现的一个认知误区：全国性融资性担保牌照。

many times，投资人在寻找融资担保公司的并购（收购）标的时，也会遇到这类中介机构推介宣称全国性融担牌照这种误导，在这里请融担行业的投资人士留意，谨防交易误区。Application Guide：怎么申请办理融资性担保牌照要申请设立融资性担保机构，Several elements need to be clarified：Place of establishment，Paid-in capital，Executives，Business premises，and business management system。

Since financing guarantee companies are local，Therefore, we have a good understanding of why the overall conditions for the establishment of financing guarantee companies in various provinces and cities are，Review

Require

There is a difference。Generally speaking，The conditions for the establishment of first-tier cities are relatively high.，直接的体现就是低注册资本

Require

。

本文将在深圳申请设立融资性担保公司为例，点明概述相关的

Application conditions

and process：（一）融资性担保公司

Application conditions

：1、注册资本实收1亿元人。民币。2、出资股东需满足：（企业法人）存续满三年，Profitable for the past two consecutive years，The cumulative profit after three years has reached more than 10 million yuan，资产负债率低于70，Net assets shall not be less than RMB 50 million。

（自然人）有3年以上从事经济工作的经历，No criminal record or other bad credit history，The total assets owned by an individual shall not be less than twice the amount of his or her capital contribution，Among them, bank deposits and other current assets shall not be less than the amount of capital contributed，and have a legitimate source。3、股东出资比例限制：When the main sponsor is a corporate legal person，持股比例不低于30，When initiated by two corporate owners，各持股比例不低于20。

in addition，一般发起人的持股比例不低于1，出资额须不低于500万人.民币。

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