什么是绝当？典当的基本流程是怎样？

It is reported that，National pawn industry supervision information system display，As of December 2025，Total assets of the national pawn industry、Total liabilities increased，The total amount of pawns has been reduced，Profitability levels increased slightly，The overall business risk of the enterprise is at a low level。

典铺，资本较多，赎当期较长，利息较轻，接受不动产和动产抵押，对押款额不加限制；当铺只接受动产抵押，押款定有限额；其基本流程为可简单归纳为交当、Collect、存当三个板块，具体操作程序如下：

1. 当户出具有效证件交付当物。
2. 典当行受理当物进行鉴定。
3. 双方约定评估价格、当金数额和典当期限并确认法定息费标准。
4. 双方共同清点封存当物由典当行保管。
5. 典当行向当户出具当票发放当金。根据典当行管理办法有关规定，典当最短时间为5天，不足5天按5天计算，最长期限为6个月。典当到期后，5within days，客户可以选择赎当，也可以根据自己需要选择续当。什么是绝当？当物绝当后如何处理？

典当期限届满或续当期限届满后，当户应在5天内赎当或续当，预期不赎当或续当为绝当。绝当后，The estimated value of the absolute equivalent is less than 30,000 yuan，典当行可以自行变卖或折价处理，Profit and loss at your own risk；The estimated value of the property is more than 30,000 yuan，可以按《中华人民共和国担保法》有关规定处理，It is also possible for both parties to agree in advance that the pawn house will entrust the auction house to conduct a public auction.。

Auction proceeds are deducted from the auction

cost

After principal and interest of deposit，The remaining portion should be returned to the owner，The shortfall will be claimed from the owner。典当行的利润来自于利息。for，短期需要钱的个人和企业很适用的，但长期用钱就不划算了，因为利息比银行要高一些。

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