Port communication融资租赁的主要特征是：Since the ownership of the leased object is only a form of ownership adopted by the lessor to control the risk of the lessee repaying the rent,，may eventually be transferred to the lessee at the end of the contract，因此租赁物件的购买由承租人选择，Repairs and maintenance are also the responsibility of the lessee，The lessor only provides financial services。
租金计算原则是：出租人以租赁物件的购买价格为基础，The calculation is based on the time the lessee occupies the lessor’s funds.，Rent is calculated based on the interest rate agreed upon by both parties。It is essentially a financial transaction attached to traditional leasing.，is a special financial instrument。折叠具体特征?The characteristics of financial leasing are generally summarized into five aspects。
one，The leased property is determined by the lessee，The lessor invests in the purchase and leases it to the lessee for use，And it can only be rented to one enterprise during the lease period.。two，The lessee is responsible for inspecting and accepting the leased items provided by the manufacturer，The lessor does not guarantee the quality and technical conditions of the leased property to the lessee.。three，The lessor retains ownership of the leased property，The lessee pays rent during the lease period and enjoys the right to use it，And be responsible for the management of the leased property during the lease period、Repair and maintenance。
Four，Once the lease contract is signed，Neither party has the right to unilaterally cancel the contract during the lease period。The execution of the contract can only be suspended if the leased property is destroyed or is proven to have lost its use value.，If you break the contract without any reason, you will have to pay a heavy penalty.。five，After the lease ends，Lessees generally have two options for the leased property: to purchase or to return the lease.，If you want to stay and buy，The purchase price can be determined by negotiation between the leasing parties。
融资租赁起源于上世纪50年代的美国，中国的现代融资租赁业起步较晚，开始于20世纪80年代的改革开放，当时为了解决资金不足和引进先进技术、equipment、管理的需求，As a channel to increase the introduction of foreign investment。2013年中国融资租赁业总体发展迅速。
2013年融资租赁公司突破了1000家，达到1026家，An increase of 466 from 560 at the beginning of the year，增长83.2%;融资租赁行业注册资金突破3000亿人民币大关，达到3060亿人民币。
根据前瞻产业研究院发布的《2025-2025年中国融资租赁行业市场前瞻与投资战略规划分析报告》分析：我国金融租赁业近年来都保持了良好的发展势头，预测认为2025年中国将超越美国，成为世界第一金融租赁大国。
新数据显示，截至2013年6月底，全国融资租赁合同余额约1.9万亿元人民币，比年初1.55万亿元增加约3500亿元，增长幅度为22.6%。in，金融租赁合同余额约7400亿元，比上年底的6600亿元增长12.1%;内资租赁合同余额约6600亿元，比上年底的5400亿元增长22.2%。
我国融资租赁行业保持了良好的发展态势。融资租赁行业在整个经济发展中的作用愈加明显。
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