service organization:Main business:深圳小贷公司转让,深圳小贷牌照申请/办理深圳小额贷款公司转让多少钱?【联系电话置顶/附图】转让一家深圳小额贷款公司牌照,No disputes over claims and debts。Reasonable price,Do not disturb non-competent buyers。
The competent approval unit of Shenzhen Small Loan Company:Shenzhen Municipal Finance Office Shenzhen Small Loan Company Declaration Rules:Batch application time for the establishment of Shenzhen small loan companies:Based on the report of the Municipal Finance Office, based on the data disclosed by the Shenzhen Municipal Finance Office:Up to now,The total number of small loan companies in Shenzhen is 128。The entire Shenzhen area,At present, the resources of small loan companies that can be acquired and transferred are very scarce.。
Shenzhen small loan company establishment application conditions:One-time registration of paid-in capital:No less than RMB 300 million (monetary investment). Have actual operating office space within the jurisdiction of Shenzhen. Have a qualified senior management team with director, supervisor, and senior management qualifications.:Proposed senior managers should have been engaged in financial industry-related work for more than 5 years,Have a bachelor's degree or above (inclusive)。
Proposed Director、Supervisors should have financial knowledge appropriate to the performance of their duties,engaged in economics、More than 3 years of financial related work,College degree or above (inclusive)。The main sponsor of a small loan company should meet the following basic conditions:(1) Net assets shall not be less than RMB 100 million,And the asset-liability ratio is not higher than 70% (consolidated accounting statement standards)。
(2) Consecutive profits in the past three years,And the cumulative total net profit in the three years is not less than RMB 30 million (consolidated accounting statement standard)。(三)具有良好的社会声誉和诚信记录,No major violations of the law in the past three years、Violations。(4) In line with Shenzhen’s industrial development orientation,Have a good corporate governance structure and a sound internal control system。(5) The source of capital for equity investment is true and legal,No borrowing funds may be used to invest in shares,It is not allowed to invest in shares with funds entrusted by others。
(6) According to the principle of prudence
Require
other conditions。Shenzhen small loan company establishment declaration
FAQ
:What are the restricted industry types for investors in small loan companies? Certified by relevant municipal departments,Involves engaging in high pollution、Enterprises in high-energy-consuming industries and other restricted industries are not allowed to participate in the pilot program of small loan companies;For investors or related parties, it is a financing guarantee company、Pawn investment companies and real estate development companies,Temporarily restricted。Can small loan companies outsource collection?
Small loan companies themselves or entrust other institutions to carry out loan collection、Publicity and promotion work,Must comply with the law、Relevant provisions of laws and regulations。What are the upper and lower interest rate limits for microfinance companies?
According to Shenfu [2011] No. 135,Small loan companies operate according to market-oriented principles,Loan interest rate ceiling lifted,However, it shall not exceed the upper limit stipulated in national policies and relevant regulations.,The lower limit is 0.9 times the lending benchmark interest rate announced by the People's Bank of China,The specific floating range is independently determined in accordance with market principles.。Related products:Shenzhen,小贷公司,transfer price
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