深圳小额贷款牌照值多少钱?深圳小额贷款公司牌照办理条件小额贷款公司的名称由行政区划、Font size、industry、The organizational form consists of。The organizational form of a small loan company is a limited liability company or a joint stock company.。Apply to establish a small loan company,In addition to meeting the basic conditions stipulated in the Company Law,The following conditions should also be met:(一)有符合规定条件的主发起人和其他出资人。
(2) Compliance with regulations
Require
的注册资本。(三)有符合任职资格条件的董事、Supervisors and senior managers (including the general manager、Vice President and corresponding level personnel,The same below),and staff with corresponding professional knowledge and experience。(四)有健全的公司治理、internal control、business operations、风险管理等制度。(五)有与业务经营相适应的营业场所、Safety precautions and other facilities。
(6) According to the principle of prudence
Require
other conditions。小额贷款公司的出资人限于:境内注册登记的企业法人、自然人和其他社会组织;境外注册登记的企业法人或经济组织;业务主管部门认可的其他投资人。小额贷款公司的注册资本:应为一次性实缴货币资本。
The organizational form of a small loan company is a limited liability company,其注册资本不得低于人民币1亿元;The organizational form is a joint stock company,其注册资本不得低于人民币2亿元。小额贷款公司应由主发起人组织发起设立,小额贷款公司的主发起人限于:境内注册登记的企业法人;境外注册登记的金融机构、小额信贷企业(或同类机构)。
The main sponsor of a small loan company should meet the following basic conditions:(1) Net assets shall not be less than RMB 100 million,And the asset-liability ratio is not higher than 70% (consolidated accounting statement standards)。(2) Consecutive profits in the past three years,And the cumulative total net profit in the three years is not less than RMB 30 million (consolidated accounting statement standard)。(三)具有良好的社会声誉和诚信记录,No major violations of the law in the past three years、Violations。
(4) In line with Shenzhen’s industrial development orientation,Have a good corporate governance structure and a sound internal control system。(5) The source of capital for equity investment is true and legal,No borrowing funds may be used to invest in shares,It is not allowed to invest in shares with funds entrusted by others。(6) According to the principle of prudence
Require
other conditions。
在深圳市行政辖区外注册登记的境内企业法人作为主发起除应符合上述规定条件外,The following conditions should also be met:(一)总资产不低于人民币10亿元(合并会计报表口径)。(二)具有一年以上在境内开展小额贷款、消费信贷等相关领域业务经验。(三)近三年在业务管理、financial management、税收管理、外汇管理、海关管理等方面无违法违规行为。
(四)按审慎性原则
Require
other conditions。境外金融机构、小额信贷企业(或同类机构)作为主发起除应符合上述规定条件外,The following conditions should also be met:(一)总资产不低于等值人民币20亿元(合并会计报表口径)。(二)从事金融类相关业务且持续经营不少于10年,对国内小额贷款市场有充分的分析和研究。
(三)具有丰富同业经验且在业内声誉良好。(四)投资行为符合国家外商投资管理和外汇管理的有关法律法规和政策。(五)按审慎性原则
Require
other conditions。
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