Port communication申请成立步骤深圳小额贷款公司申请成立步骤首先，District (county) governments that are interested in piloting shall submit a pilot application to the Municipal Finance Office，Clarify the pilot work plan and promise to take responsibility for risk prevention and disposal。Secondly，District (county) government，Screen the main sponsors of small loan companies in the district (county) who meet the relevant conditions and have the intention to apply.。
back，The selected main sponsors of small loan companies submit application materials for the establishment of small loan companies to the district (county) government where they are located.，After the district (county) government completes the preliminary review, it will be submitted to the Municipal Finance Office for review.。Applicants for small loan companies must present the approval document from the Municipal Finance Office，Complete registration procedures with the industrial and commercial administration department in accordance with the law and obtain a business license，and report it to the local public security agency within 5 working days.、The Banking Regulatory Bureau and the People's Bank of China branch submit relevant information。
Conditions for application establishment 1. Have regulations that comply with regulations。2. The sponsor or investor should meet the specified conditions。3. The organizational form of a small loan company is a limited liability company or a joint stock company.。A limited liability company should be established with capital contributions of less than 50 shareholders；A joint stock company should have 2-200 promoters，More than half of the sponsors must have residence in China。
4. The source of registered capital of a small loan company should be true and legal，All are paid-in monetary capital，Pay in full at one time by the investor or promoter。The registered capital of a limited liability company shall not be less than 5 million yuan，The registered capital of a joint-stock company shall not be less than 10 million yuan。single natural person、Corporate legal person、Shares held by other social organizations and their affiliates，shall not exceed 10% of the total registered capital of the small loan company。
5. Have directors and senior managers who meet the qualifications。6. Have staff with corresponding professional knowledge and experience。7. Have the necessary organizational structure and management system。8.There is conformity
Require
business premises、Security precautions and other business-related facilities。9.Other prudential conditions specified by the Provincial Government Finance Office。
Apply
Things to note
在线申请前，请确认您是否符合以下无抵押小额贷款
Application conditions
：25周岁到55周岁（部分客户
Require
29周岁到55周岁）单位连续工作满3个月，部分客户需满6个月稳定的职业和收入申请程序简单便捷：避免繁冗的评估、担保手续；无须抵押任何资产凭证。
申贷步骤在线申请在线申请→贷款专员联系您→传真、邮件发送材料初审→本人到银行签字→放款银行小额贷款申请材料：ID card、收入证明、Proof of work、贷款用途证明申请步骤1. 申请受理。
借款人将小额贷款申请提交给小额贷款贷款行之后，由经办人员向借款人介绍小额贷款的
Application conditions
、期限等，同时对借款人条件、资格及申请材料进行初审；2. 再审核。经办人员根据有关规定，采取合理的手段对客户提交的材料真实性进行审核，评价申请人的还款能力和还款意愿；3. Approval。
由有权审批人根据客户的信用等级、经济情况、信用情况和保证情况，终审批确定客户的综合授信额度和额度有效期；4. issue。在落实了放款条件之后，客户根据用款需求，随时向贷款行申请支用额度；5. Post-loan management。
贷款行按照贷款管理的有关规定对借款人的收入状况、贷款的使用情况等进行监督检查，检查结果要有书面记录，并归档保存；6. 贷款回收。根据借款合同约定的还款计划、还款日期，借款人在还款到期日时，及时足额偿还本息，到此小额贷款流程结束。
About Hong Kong Xintong
Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
