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Application conditions for Shenzhen small loan companies are open_Declaration of Shenzhen small loan companies

The application conditions for Shenzhen small loan companies are open_What are the requirements for applying for Shenzhen small loan companies? recently,Notice from Shenzhen Local Financial Supervision Bureau,Starting from May 15th to August 15th,Officially launched the pilot application process for a new batch of Shenzhen small loan companies,The filing deadline is 3 months,Late applications will not be processed。

Conditions for registering a small loan company in Shenzhen:According to relevant regulations of Shenzhen City,Involves engaging in high pollution、Enterprises in high-energy-consuming industries and other restricted industries are not allowed to participate in the pilot program of small loan companies;For investors or related parties, it is a financing guarantee company、Pawn investment companies and real estate development companies,Temporarily restricted。

In principle, the number of small loan companies established by the same investor and its related parties is one,The capital contribution proportion of the main sponsor shall not be less than 30% of the total registered capital and shall be a relatively controlling。

Apply for Shenzhen small loan company registration and license,In addition to complying with the type of government priority support and guidance,Conditions that applicants need to meet:one、Registered capital

Require

:Limited liability company shall not be less than RMB 300 million;A joint stock company shall not be less than RMB 400 million.、Main sponsor qualifications

Require

:In addition to complying with the relevant provisions of the "Interim Measures",The following conditions should also be met:(1) Net assets shall not be less than RMB 200 million,The asset-liability ratio shall not be higher than 65%,And in principle, the long-term investment amount after the implementation of this project investment shall not exceed 60% of the net assets (consolidated accounting statement caliber);(2) Consecutive profits in the past three years,The cumulative total net profit is not less than RMB 60 million,And the cumulative total tax paid is not less than RMB 18 million (consolidated accounting statement caliber)。

three、Need to rent the actual office address 4、Have more than 3 senior executives and have industry experience in small loan business/economic work 5、There must be practical and distinctive projects to support the development of small loan enterprises. Six、It can be seen from the above that you must have certain investment capabilities.,It is relatively difficult to apply for a small loan company in Shenzhen,For the industry in which the main sponsoring company is located、assets、profit、pay taxes、Senior executives have higher

Require

,And the application deadline is tight。


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