Shenzhen small loan company application information

Shenzhen Small Loan Company Application Information 1、Conditions for applying to establish a Shenzhen small loan company (1) *Registered capital。The organizational form of a small loan company is a limited liability company，Registered capital shall not be less than RMB 300 million；The organizational form is a joint stock company，Registered capital shall not be less than RMB 400 million。 (2) Qualifications of main sponsor and other investors。 1.Qualifications of main sponsor

Require

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Chief sponsor of microfinance company，In addition to complying with the relevant provisions of the "Interim Measures"，The following conditions should also be met：(1) Net assets shall not be less than RMB 200 million，The asset-liability ratio shall not be higher than 65%，And in principle, the long-term investment amount after the implementation of this project investment shall not exceed 60% of the net assets (consolidated accounting statement caliber)；(2) Consecutive profits in the past three years，The cumulative total net profit is not less than RMB 60 million，And the cumulative total tax paid is not less than RMB 18 million (consolidated accounting statement caliber)。

two、Operational procedures for applying for the establishment of a small loan company in Shenzhen. Applying for the establishment of a small loan company should go through two stages: preparation and opening.。First of all, in the preparation stage，The longest preparation period for a small loan company is within 6 months from the date of approval，After acceptance and preliminary review by the county-level competent authorities，Review by municipal authorities，Approved by the provincial government department。

Then the company meets the conditions for opening，Applications for business opening shall be accepted and initially reviewed by the county-level competent authorities.，Review by municipal authorities，Approved by the provincial government department。Microfinance company approved to open for business，Approval documents issued by provincial government departments，And with the approval document within 2 months from the date of approval，Follow normal procedures for registration、Registration and other procedures，Get a business license。

after，Should report to the local public security organ within 5 working days、The China Banking Regulatory Commission’s dispatched offices and the People’s Bank of China’s extension offices shall submit relevant information.。three、A small loan company is a natural person、Investment and establishment of corporate legal persons and other social organizations，Does not accept deposits from the public，Limited liability company or joint stock company operating small loan business。

A small loan company is a corporate legal person，Have independent legal person property，Enjoy legal person property rights，All property shall bear civil liability for its debts。compared to banks，Small loan companies are more convenient、fast，Suitable for small and medium enterprises、Funding needs of individual industrial and commercial households。

Four、Materials that applicants should submit during the preparatory stage (1) Preparatory application form；(2) Feasibility study report；(3) Preparatory work plan；(4) List and resumes of preparatory personnel；(5) Basic information on the sponsors or investors and audited accounting reports of other sponsors or investors other than natural persons in the past two years；(6) Other materials。

Materials that applicants should submit during the opening stage (1) Application for opening；(2) Preparatory work report；(3) Draft Articles of Association；(4) Proposed directors、Qualification information of senior management personnel；(5) Capital verification certificate issued by the statutory capital verification agency (6) Notice of pre-approval of company name；(7) Documents proving the ownership or right to use the business premises；(8) Other materials。

Compilation of application materials for Shenzhen Small Loan Company，Assist enterprises in applying for small loan licenses throughout the process。

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