Port communicationconsulting agency：Investment advisory business：Application for small loan license&Application for transfer of small loan license to Shenzhen small loan company，[Contact information with picture] New reporting rules for Shenzhen small loan companies：Batch declaration，Centralized acceptance。Shenzhen Municipal District，To apply to establish a small loan company，It is not a matter of reporting and approval。
In the Shenzhen Municipal Finance Office’s current regulatory rules for small loan companies，To apply to establish a small loan company，The prepared application materials must be submitted to the Shenzhen Finance Office within the time limit indicated by the Finance Office.。Within the time period designated by the Finance Office，undeclared，Not accepted after the due date。According to the situation of each previous year，The Municipal Finance Office usually issues an announcement in the middle of the year.，Announcement of the time to accept applications for the establishment of small loan companies。
Based on the investment consultant’s experience in handling the establishment declaration of Shenzhen small loan companies：1) has existed for 3 complete fiscal years.，Net assets are not less than 200 million yuan，Profitable for the past three consecutive years，The total net profit is not less than 60 million yuan，The total amount of tax paid must be greater than 18 million yuan。2) Have the ability to contribute one-time registered paid-in capital of not less than 300 million yuan。If the main initiator meets the above two conditions,，Only then can we have the foundation for establishing a small loan company.。
The application materials for establishing a small loan company in Shenzhen mainly include：1) Financial audit reports for the past three years，Include：balance sheet、income statement、cash flow statement、Tax payment certificate, etc. 2) Proof of funds 3) Resume of the proposed executive、Proof of work、Academic certificates, etc. 4) Feasibility report on establishing a small loan company、5) Recommendation letter 6) Corporate credit report 7) Company establishment plan 8) Other materials Specific application materials list，You can consult investment advisors further。
Situation of existing local small loan institutions in Shenzhen：Until March 12, 2025，The total number of registered small loan companies in Shenzhen is now 132，Mainly focused on offline physical small loans，A few small loan companies (such as Fulong Small Loan) have been approved by the Shenzhen Municipal Finance Office to carry out small loan business through the Internet.。Offline entity small loan companies usually operate geographically，They are limited to conducting business within the jurisdiction of the city where they are registered.。
If you need to operate business across regions，You need to obtain the place of registration in advance、and with the permission of the financial authorities of the two places where the branch is located.，to conduct business。And from November 2025，The China Banking Regulatory Commission issued a letter to notify local financial regulatory authorities in all provinces and cities across the country.，Prohibition on the establishment of new online small loan institutions，After that, no new online small loan companies were approved across the country.。
Now Shenzhen’s small loan companies can obtain online small loan operating qualifications through upgrading and transformation.，It is undoubtedly a favorable policy for Shenzhen Small Loan Company。Nationwide，Against the background of major rectification of the financial sector，Strict review and approval of small loan qualification licenses，Financial authorities strictly control increments，It is increasingly difficult for companies to obtain small loan licenses，The price of license acquisition and transfer has also been rising.。
If you are not qualified to apply for a small loan license，It is also a good choice to obtain small loan business qualifications through acquisition.。Related products：Shenzhen Small Loan Company,Set reporting time
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