Port communication深圳小额贷持牌经营仅128家，多家企业排队申请跃跃欲试阳光奥美肖先生查看行业协会调查报告，70%以上的资金主要用于生产经营性活动，说明生产经营类金融占大头，消费类金融占比不到30%，实现了服务实体经济的
Require
。
同时据不完全统计，全市小贷公司的表外业务新增贷款笔数555.14万笔，客户数首次突破400万户。表内外业务新增贷款笔数合计920.28万笔，再创下历史新高。
Data display，By the end of 2025，深圳共有128家小贷公司，统计营业总收入79.51亿元，同比增加45.92%，统计净利润22.61亿元，同比增加38.29%。at the same time，深圳市小贷公司表内当年累计发放贷款365.14万笔。 小贷行业为实体经济提供有效金融供给服务的能力持续加强。
recently，深圳互金协发布严禁平台违规开展“租金贷”。 “租金贷”业务是指租客向第三方金融机构或P2P网贷平台申请信用贷款，机构一次性将等同于一年或更长时限租金的资金放贷给到服务商，服务商并未将全部资金给到房东，形成了资金占用。表面上租客按月付租金，实际上每月向贷款机构还贷的服务。
提示指出，“租金贷”业务模式具有三大特征：1.隐蔽性强。2.违法类型较多。3.存在潜在较多的租赁合同纠纷，Covering a wide range of areas。
Small loan license
Application conditions
（以深圳为例）： 1、主发起公司资质达到相关
Require
； 2、Registered capital
Require
：Limited liability company shall not be less than RMB 300 million；股份有限公司不低于4亿人民币； 3、需要租赁实际办公地址； 4、具有3名以上的高管人员并具有小贷业务/经济工作的行业经验； 5、要有切合实际且具特色的项目扶持小贷企业的发展。
Main sponsor qualifications： Qualifications of main sponsor
Require
。
Chief sponsor of microfinance company，In addition to complying with the relevant provisions of the "Interim Measures"，The following conditions should also be met： 1、Net assets shall not be less than RMB 200 million，The asset-liability ratio shall not be higher than 65%，And in principle, the long-term investment amount after the implementation of this project investment shall not exceed 60% of the net assets (consolidated accounting statement caliber)； 2、Profitable for the past three consecutive years，The cumulative total net profit is not less than RMB 60 million，And the cumulative total tax paid is not less than RMB 18 million (consolidated accounting statement caliber)。
过去一年无论是机构数量、Paid-in capital、贷款余额和经营利润等都保持了稳定的发展和增长，全市小贷公司总体呈现出理性稳健、规范有序的发展态势。
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Hong Kong Xintong focuses onGuangdong and Hong Kong license plates、Shenzhen Hazardous Chemicals Business License、Shenzhen labor dispatch licenseandShenzhen Charity Foundationapplication services，Assist customers to applyShenzhen travel agency business license、Shenzhen pawn shop business license、Shenzhen auction house license and other mainstream domestic financial licenses，Support enterprises to achieve compliance expansion of cross-border financial business。Also availableODI overseas investment registration、International travel agency registration and other services，Help enterprises expand their presence in international markets。Provide one-stop compliance solutions for enterprises。To learn more，Please contactHong Kong Information Communications Consultant。
