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Shenzhen small loan license application conditions and procedures

Shenzhen small loan license

Application conditions

及流程怎么申请深圳小贷牌照2025年深圳小贷牌照怎么申请?服务机构:Service content:Application for small loan license、申请深圳小贷牌照服务顾问:Why do so many investors favor small loan licenses? Various license plates,Small loan license has the qualification to lend,and relatively easier to apply,High cost performance,Licenses with lending qualifications include commercial banks、consumer finance company、Small loan companies, etc.。

相对来说小贷公司申请起来容易,After all, it is easier to go to the provincial financial management department for approval than to go to the central level financial management department for approval.,In the choice between financial risks and economic development,Provincial departments can easily gravitate towards the latter。And other licenses such as banks、Consumer finance companies, etc. for shareholder background、Registered capital, etc. are raised very high

Require

,It is not easy for ordinary shareholders to be satisfied。Shenzhen small loan license

Application conditions

Which ones are there?

one、Registered capital:The organizational form of a small loan company is a limited liability company,Registered capital shall not be less than RMB 300 million;The organizational form is a joint stock company,Registered capital shall not be less than RMB 400 million。

two、Main sponsor and other members

Require

:(1) Net assets shall not be less than 200 million yuan,The asset-liability ratio shall not be higher than 65%,And in principle, the long-term investment amount after the implementation of this project investment shall not exceed 60% of the net assets (consolidated accounting statement caliber);(2) Consecutive profits in the past three years,The cumulative total net profit is not less than 60 million yuan,And the cumulative total tax paid is not less than 18 million yuan (consolidated accounting statement caliber)。How to apply for a small loan license?

申请小贷牌照周期要多长?在深圳筹建一家小贷公司到开业办理周期为8-10个月想要了解更多关于小贷公司筹建、Matters concerning application for small loan license,请联系相关产品申请小贷牌照,小贷公司筹建,小额贷款公司牌照申请


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