Port communicationMain business：Application for small loan license，Small loan license transfer conditions for Shenzhen small loan license，(Contact information attached) Considering that network (Internet) small loan licenses have stopped issuing qualifications nationwide in November 2025。Nationwide，All provinces and cities can currently accept applications for the establishment of offline physical small loan companies.。If you need to acquire and transfer an online small loan company，You can contact an investment advisor to obtain information on relevant transfer target resources.。
This article focuses on how to apply for the establishment of a small loan company in Shenzhen and the conditions involved.
Require
，make a brief summary：Shenzhen，In terms of issuance of small loan business license qualifications，Batch acceptance is implemented，Centralized approval management system。What we call bulk processing，Correspondingly, it is reported and approved at the same time.。That is to say，Apply to set up a small loan company in Shenzhen，Must be within the time specified by the competent unit (Shenzhen Financial Office)，Submit application materials。
Submitting application materials outside the specified time，The Municipal Finance Office will not accept relevant applications.。In terms of reporting time，According to past practice in Shenzhen City，The Municipal Finance Office generally accepts applications for the establishment of small loan companies from May to August each year.，The specific filing time each year is based on the announcement of the Municipal Finance Office.。
Apply to establish a small loan company in Shenzhen，The Financial Office’s strictness towards sponsors (applicants)
Require
Mainly include：1) has existed for 3 complete fiscal years.，Net assets are not less than 200 million yuan，Profitable for the past three consecutive years，The total net profit is not less than 60 million yuan，The total amount of tax paid must be greater than 18 million yuan。2) Have the ability to contribute one-time registered paid-in capital of not less than 300 million yuan。
If the main initiator meets the above two conditions,，Only then you are qualified to apply for the establishment of Shenzhen small loan company。Why are online small loan licenses so popular? first，Based on the continuous upgrading and expansion of consumer finance，There is a consumption scene、Trust experience、Internet technology、Enterprises with traffic resources, etc.，Everyone is interested in joining this feast of online small loans.，Those with stronger strength and resources can fight alone.，Those who lack ability can also work together as a group and join in the melee.，Share the market cake。
Secondly，Compared with traditional small loan companies，Online small loans are not restricted by the scope of registration，The business scope is determined by the business scope of its Internet platform，Can meet the country’s credit needs；After realizing cross-regional operations，Reduces customer acquisition costs for financial institutions。third，P2P online lending platform does not have lending qualifications，Limited by information intermediary status，Income is service fee only、Management fees, etc.，Limited profit potential，The business functions of online small loans are much more powerful.。
More information about the qualification review of Shenzhen small loan company qualifications，Such as application materials，Declaration details, etc.，Can contact for further communication。Related products：Application for small loan license,Small loan license transfer
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