Port communicationyesterday，Shenzhen Internet Finance Association organized a seminar on P2P online lending compliance and rectification，会上对57号文进行了解读，at the same time，与会的各家平台向深圳市金融办汇报了整改中的问题。
also，深圳市金融办表示，深圳市的备案登记管理办法正在审批，很快就会颁布，备案工作将下放到区金融办负责，交由第三方验收；而2025年1月19号，已经正式确定，由银监会成为第三方负责验收深圳市互联网金融公司。A few days ago，P2P网贷正式打响了备案登记终结战。
2025年1月19日，P2P网贷风险专项整治工作领导小组办公室下发《关于进一步做好全市网络借贷信息中介机构整改有关事项的通知》，
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2025年6月底前完成备案登记工作，而不能通过备案的平台将被封禁网站。
recently，厦门P2P平台农金宝宣布已完成网贷备案工作;According to media reports，浙江也已经有两家网贷平台完成了机构备案登记信息确认，等待公示;知情人士透露，北京市正式开启网贷备案登记准备工作;上海金融办也已召集各区金融办开会，下发了网贷平台验收指引;at the same time，深圳互联网金融协会也组织召开了P2P网贷合规整改研讨会。
at present，P2P网贷备案登记的脚步正在逐渐加快，Shenzhen、厦门、Zhejiang、Beijing、Shanghai、江苏等地区已经提前开始筹备备案登记工作。
深圳305家平台仅3成满足存管属地化2025年7月3日，深圳市金融办下发了《深圳市网络借贷信息中介机构备案登记管理办法(Draft for comments)》(简称“意见稿”)，
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网贷平台与在深圳市行政辖区内设有分行以上(Contains)Commercial banks of the same level of institutions have reached fund depository arrangements.，也就是银行存管属地化。
据网贷天眼不完全统计，As of January 4, 2025，The number of operating online lending platforms in Shenzhen is 305，Among them, 242 platforms published cumulative transaction volume data.，共计1.43万亿。in，There are 29 platforms with a cumulative transaction volume of more than 10 billion.，成交额总计1.11万亿，占242家平台总成交额的77.62%。
This also means，About 10% of the platforms in Shenzhen account for nearly 80% of the transaction volume。at present，深圳地区已经接入银行存管系统的平台数量为139家，另有49家平台已与银行签订了资金银行存管协议，A total of 188 platforms，占深圳地区在运营平台总数的61.64%。
but，其中有75家平台已上线或签约的存管银行不符合银行存管属地化的
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，占已上线或签约存管平台总数量的39.89%，These platforms face the dilemma of changing depository banks。Remove items that are not in compliance with the localization of storage
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platform，深圳地区仅113家(上线及已签约)符合监管规定，占在运营平台总数的37.05%。one、Rectification scope、Time and reporting unit。
Registered in the administrative district of Shenzhen City、P2P companies that did not receive on-site inspection notice in the early stage，From the date of issuance of this notice，Until February 5, 2025，立即向注册地所属的区金融工作部门（参见附件1）申请登记整改。P2P companies that have not applied for registration within the time limit will not be included in this on-site inspection，All districts may refuse to accept P2P enterprises that have not reported overdue for rectification acceptance and filing registration.。??two、rectification standards and
Things to note
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The above-mentioned P2P enterprises should follow the "Shenzhen Online Lending Information Intermediaries Rectification and Acceptance Guidelines" item by item.
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（参见附件2），Carry out self-examination carefully，Fill out the guide sheet truthfully，and when reporting to each district，Submit a guideline signed by the legal representative and a description of the company’s basic situation (shareholders、Balance to be repaid, etc.) stamped copy。P2P companies that have conducted on-site inspections in the early stage，We should strictly follow the relevant regulations of the China Banking Regulatory Commission and our city.
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，Accelerate the progress of rectification。
in，Regarding the thirteen prohibited behaviors and the upper limit of borrowing for a single borrower stipulated in the "Interim Measures for the Management of Business Activities of Online Lending Information Intermediaries"，P2P companies should complete the resolution of illegal existing businesses before June 30, 2025，P2P enterprises that have not completed the corresponding existing business will not be registered.。??three、Business address change issue。
To carry out on-site inspection and rectification acceptance work in an orderly manner，From the date of this announcement，After P2P enterprises in Shenzhen register with various districts,，You are not allowed to change your registered address and actual place of business at will within the city.，After the acceptance is passed, apply for changes to the relevant municipal departments.，If there are acceptance problems caused by changes，The consequences shall be borne by the enterprise itself。??Four、Other matters。
按照银监会《关于做好P2P网络借贷风险专项整治整改验收工作的通知》（网贷整治办函[2025]57号）文件
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，Relevant departments in our city will strictly enforce acceptance standards、Do a solid job in rectification and acceptance work，For those who have not passed this rectification acceptance before June 30, 2025，Institutions that are unable to complete registration but still engage in substantial online lending business，The Municipal Rectification Office will coordinate with various municipal functional departments to deal with them in accordance with relevant regulations.
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