深圳申请小贷公司牌照条件

深圳申请小贷公司牌照条件 不管生活中还是工作中，我们都可以看到各种小贷公司的影子，有些人还参与其中，街上随处可见的小贷的卡片，贴纸等。但是大家都不知道这样的公司该如何操作，在国家监管的大前提下，是不是只有特定的人群可以去开办这样的公司？

So，接下来来说下申请深圳小贷公司牌照的条件： 1.The total net assets of the main sponsor shall not be less than 100 million yuan，Total assets shall not be less than RMB 1 billion。 2.Profitable for the past three consecutive years，And the cumulative total net profit in the three years is not less than RMB 30 million。 3.Registered paid-in capital is not less than RMB 100 million。 4.The main sponsor has been profitable in the past three years。

Got it now

Application conditions

，There must be some people who don't fit in

Require

of，but，There must be many people who agree with it。The key is how to apply if you meet the requirements?

Next, let me talk about the application process.： (1) Application for establishment，Content includes：Small loan market demand and forecast analysis、The name of the small loan company to be established、Registered address、Registered capital、Equity structure and shareholder information (name of legal person shareholder、The name of the legal representative and a certificate of no illegal or criminal conduct issued by the public security authority at the place of residence、Registered address、Company credit status、Audited financial accounting report，Name of natural person shareholder、address、Clear identity、personal income、Credit status and a certificate of no illegal or criminal conduct issued by the public security bureau at the place of residence), etc.。

(2) Investors’ Agreement and Commitment Letter，Content includes：Each investor’s agreement on jointly investing in the establishment of a small loan company and consciously abiding by relevant regulations and articles of association、Do not engage in illegal activities、Commitment letter for illegal activities。 (3) Proposed directors、Application forms for qualifications of supervisors and senior management personnel and in accordance with Article 16 of these Interim Measures、Relevant materials provided under Article 17。 (4) Draft articles of association of the proposed company。

(5) Proof of ownership or right to use the business premises and legal documents on fire protection administrative licensing。 (6) "Name Pre-Approval Notice" issued by the company registration authority。 (7) Capital verification report issued by a legally established capital verification agency。 (8) According to the principle of prudence

Require

Other information of。 Next, let’s talk about the business information of small loan companies.，Also let all interested bosses know about it。

Small loan companies from banking institutions、Qianhai Equity Trading Center、Qianhai Financial Assets Exchange and other factor platforms and small refinancing companies that have been approved to carry out small loan financing innovation pilots raise funds，The total proportion of funds raised through external compliance channels (including interbank lending) shall not exceed 200% of the company's net assets in the previous year.；The proportion of inter-bank lending funds shall not exceed 30% of the net assets of the previous year.。

Specific financing transaction conditions、Matters such as transaction methods, interest rates and prices，Decision to be made through negotiation between relevant parties。Small loan companies in this city shall carry out financing innovation pilot projects on the above-mentioned approved trading platforms or re-lending companies.。

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