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深圳设立互联网小贷公司具体要求

深圳设立互联网小贷公司具体

Require

515th of the month,据21世纪经济报道记者获悉深圳市金融办正式启动新一批深圳市小额代款公司试点申报工作,The application deadline is from May 15, 2025 to August 15, 2025,Late applications will not be accepted。

此前4月18日深圳市金融办下发《开展我市小额代款公司互联网小额代款业务分类处置及验收工作的通知》,Based on the preliminary investigation and investigation,深圳市已开业的128家小额代款公司中共有13家小额代款公司通过互联网开展小额代款业务

Require

对13家小额贷公司互联网小额代款业务进行分类处置及验收

近期已有多家公司在深圳取得小贷牌照。426th of the month,香港珠宝大生公告称近日收到深圳市金融办通知已于4月24日注册登记深圳市宝通天下小额代款有限公司今年4月19日广州市也已批复两家小贷公司

According to relevant regulations of Shenzhen City,Involves engaging in high pollution、高耗能行业及其他限控行业企业不得参与小额代款公司试点;For investors or related parties, it is a financing guarantee company、Pawn investment companies and real estate development companies,Temporarily restricted。同一出资人及其关联方投资设立小额代款公司的数量原则上为1家,The capital contribution proportion of the main sponsor shall not be less than 30% of the total registered capital and shall be a relatively controlling。

Shareholder qualifications

Require

:1.Qualifications of main sponsor

Require

小额代款公司的主发起人,In addition to complying with the relevant provisions of the "Interim Measures",The following conditions should also be met:(1) Net assets shall not be less than RMB 200 million,The asset-liability ratio shall not be higher than 65%,And in principle, the long-term investment amount after the implementation of this project investment shall not exceed 60% of the net assets (consolidated accounting statement caliber);(2) Consecutive profits in the past three years,The cumulative total net profit is not less than RMB 60 million,And the cumulative total tax paid is not less than RMB 18 million (consolidated accounting statement caliber)。

2.其他出资人的资格

Require

小额代款公司的其他出资人除应符合《暂行办法》相关规定外还应具备以下基本条件(1)企业社会组织经济组织等作为其他出资人的依照出资比例划分为两类:Category 1:出资比例超出(含)30%的原则上参照主发起人资格条件予以审核;Category 2:出资比例低于30%的,The following conditions should be met:Established for three years or more,Net assets shall not be less than RMB 100 million,The asset-liability ratio shall not be higher than 65%,In principle, after the implementation of this project, the long-term investment amount shall not exceed 60% of the net assets.,且近两年连续赢利净利润累计总额不低于人民币2000万元累计缴纳税收总额不低于人民币600万元

(合并会计报表口径)(2)探索建立小额代款公司高管人员股权激励机制允许核心管理人员持股比例总额不超过5%,Investment by other social natural persons is temporarily restricted。3.申请设立小额代款公司时,The capital contribution proportion of the main sponsor shall not be less than 30% of the total registered capital and shall be a relatively controlling;其他出资企业出资比例不得低于注册资本总额的5%

4.同一出资人及其关联方投资设立小额代款公司的数量原则上为1家。Rely on an elite team、Deep resources、Precise service,Successfully provided high-quality financial and commercial services to tens of thousands of companies and individuals。Starting from the free trade zone,China Unicom Hong Kong and Macao,Radiating nationwide,Global coverage,It has now grown into a global one-stop enterprise high-end service provider。


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