Port communicationMain business：Commercial factoring company transfer、How much does it cost to transfer a Shenzhen commercial factoring license from a financial leasing company? High-quality assets are the foundation for the sustainable development of Internet financial platforms.。In the Internet financial industry, which is generally "asset hungry"，Commercial factoring assets have become a battleground for various platforms。Commercial factoring is a dependent industry、Corporate financing methods based on real transactions。The supplier transfers the receivable bonds arising from the trade contract to the factor。
Financial facilities provided by factoring companies、Buyer credit assessment、Sales account management、Credit risk guarantee、Account collection and other comprehensive financial services。
The Shenzhen Finance Office announced the cessation of financial leasing、commercial factoring、pawn shop、New establishment of financing institutions、And after the application documents for change of major shareholders，Investors from all over the country who want to enter the commercial factoring industry have responded quickly to the current industry regulatory situation.，Many investors hope to obtain factoring qualifications through direct acquisition，enter this industry。
However, due to the supervision of the Shenzhen Financial Affairs Office
Require
，Changes in the major shareholders of commercial factoring companies are not allowed，Factoring companies on the market，There are natural persons participating in the shares，It cannot be transferred or transferred。
Among the factoring shell resources currently in reserve，Commercial factoring companies that are 100% controlled by corporate shareholders can be sold，Transfer method：Overall transfer (legal person shareholder + factoring company transferred together) The basic situation of transferring the factoring company is as follows：Company Name：Registered address of Zhongyun International*** Commercial Factoring Co., Ltd.：Shenzhen Qianhai registered capital：500Ten thousand RMB (unpaid capital) Business scope：guaranteed agent(Non-bank financing);Engage in consulting business related to commercial factoring;Credit risk management platform development;supply chain management;Engage in guarantee business(Excluding financing guarantee business and other restricted items);Business management consulting(None of the above does not include restricted items);Domestic trade(Excluding franchise、monopoly、Exclusive control of goods);Engage in business activities online(Excludes restricted items);Entrusted by the bank to provide telephone notification services to overdue credit accounts and credit card overdraft accounts(Excluding financial business,Provide services based on bank entrustment agreement);Corporate mergers and acquisitions and restructuring consulting;Technical development of credit risk management platform software;Database management、Database service;data mining、Data analysis services;used car sales;Used car brokerage;car rental(Excludes car rental with operator、Excluding financial lease)。
(Projects that require approval according to law,Business activities can only be carried out after approval from relevant departments)^Collect and utilize corporate credit information;Carry out corporate credit assessment consultation。Business status：The above-mentioned enterprises have been registered so far，Business without actual operation，The company has not opened a public account，Zero income and zero expenses。corporate tax、Industrial and commercial offices are maintained by dedicated personnel，everything is fine，Normal transfer can be arranged。
The current shareholder (Yingang International Investment Holdings Co., Ltd.) can cooperate to issue a letter of commitment without any debts or claims.，At the same time, our company can issue a joint and several guarantee letter for claims and debts，Ensure that Zhongyun International Factoring Company to be transferred does not have any disputes over claims and debts。
More about transfer of Zhongyun International Factoring
Company information
，Please call for further communication. Currently, my country’s commercial factoring business models are mainly divided into four categories:：1) Explicit factoring and covert factoring are divided according to whether the debtor is notified of the factoring business (i.e. transfer of creditor's rights).，Factoring can be divided into explicit factoring and implicit factoring.。
In implicit factoring, the seller (i.e., the financier of the factoring contract)，The transferor of creditor's rights is the basic contract that creates the relationship between creditor's rights and debts.，That is, the creditor after the original contract is performed) transfers accounts receivable (creditor's rights) or other amounts in order to avoid letting the other party (debtor) know that it has insufficient liquidity，Failure to notify the debtor of the factor's involvement，When the payment is due, the seller (creditor) will still call for payment.，After the debtor repays the debt receivable to the seller (creditor)，The seller (creditor) then repays the financing amount to the factor。
Ming factoring is the opposite of，The creditor shall notify the debtor of the transfer of the creditor's rights at the outset，The debtor repays the financing directly to the factor。2) Factoring with recourse and factoring without recourse. Depending on whether the factor retains the right of recourse, it is divided into factoring with recourse and factoring without recourse.。
Factoring with recourse is when the factor buys the seller's accounts receivable.，If the debtor fails to pay when due or fails to pay in full，The factor is unable to collect the financing amount on the maturity date，The seller will bear the factoring responsibility of unconditionally repurchasing part of the outstanding accounts receivable.。
In factoring with recourse，Although the accounts receivable have been transferred to the factor，But the credit risk is still borne by the seller，Regardless of the reason the debtor is unable to pay，The factor has the right to pursue part of the outstanding payment from the seller。Non-recourse factoring is the opposite of recourse factoring，The risk that the debtor cannot pay when due is borne by the factoring company.，No right to recover from seller。
3) Pool factoring and fixed factoring depend on whether the seller can use the funds for collection of accounts receivable.，i.e. repeated financing，Factoring business can also be divided into pool factoring and fixed factoring。Pool factoring refers to when accounts receivable are collected，Under the condition that "effective accounts receivable balance in the accounts receivable pool × financing ratio + factoring margin account balance ≥ financing balance"，A business model that allows the seller to use accounts receivable collection funds。Pool factoring is generally suitable for sellers with stable accounts receivable。
Fixed factoring refers to a one-time transfer of accounts receivable for financing and successful payment collection.，The business model that will end the factoring business。4) Refactoring Refactoring is currently a common model for cooperation between commercial factoring companies and banks in my country.，That is, the commercial factoring company transfers its assigned accounts receivable to the bank.，to obtain bank financing，Or the business operation mode of obtaining intermediate handling fees。
Related products：Commercial factoring company transfer price,Commercial factoring license transfer price,Shenzhen factoring license transfer price
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