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New requirements for Shenzhen commercial factoring companies

深圳商业保理公司新设

Require

Factoring, also known as collection and guaranteed payment,The exporter transfers its current or future accounts receivable based on the goods sales/services contract it entered into with the buyer to the factor (a financial institution that provides factoring services),Financial facilities provided by factoring companies、Importer credit assessment、Sales account management、Credit risk guarantee、A comprehensive financial service approach that provides a series of services including debt collection。

It is a collection method in international trade、When settling payment on credit,A practice adopted by the exporter to ask a third party (factor) to assume risk liability in order to avoid the risk of foreign exchange collection.。 one、What is commercial factoring?

Simply put, the seller sells the goods to the buyer,The seller can assign the accounts receivable arising from sales or contracts in the course of trade to the factoring company,The factor then provides the seller with cash flow for purchase in advance.、Production etc.,In order to avoid the problem of corporate capital turnover during the period from the occurrence of accounts receivable to the collection of accounts receivable。 Commercial factoring is a mysterious industry with many trade secrets。

"Engaged in accounts receivable business,涉及行业颇多 凡是所有涉及贸易赊销的企业都会需要保理公司。"As the market develops,Sales on credit are becoming more and more common in transactions,This has laid a good market foundation for the development of factoring business。“The scale of accounts receivable continues to rise,Increased risk of recycling,The demand for factoring services is bound to rise rapidly。Especially in Wenzhou, a society that values ​​human relations.,‘Money owed’ sales are common。

” 据不完全统计,Last year, domestic traditional commercial factoring (excluding third-party payment types)、E-commerce and supply chain financing) with a total turnover of more than 10 billion yuan,The turnover of at least three commercial factoring companies has exceeded 2 billion yuan。

Estimated growth in the number of factoring companies based on、Estimated increase in net assets and other data calculations,Domestic commercial factoring business volume is expected to exceed the 20 billion yuan mark this year,The balance of commercial factoring is expected to reach about 10 billion yuan。

two、Application procedures for establishment (including mergers and acquisitions)、Reinvestment, etc.) Foreign-invested financial leasing enterprises,Applicants should prepare materials in accordance with the "Measures for the Administration of Foreign Investment in the Leasing Industry" and submit an application for establishment to the competent commerce department in the place where the enterprise to be registered is located.。

Provincial commerce authorities and advanced development zones will have 20 working days from the date of receipt of all application documents.,Make a decision whether to approve,approved,Issue "Foreign-invested Enterprise Approval Certificate",Not approved,Give reasons in writing。

1、商业保理公司注册条件 必须提供一个一年或者两年的海外公司(香港公司) 提供海外公司的核数报表(公司利润少1000万港币) 提供海外公司银行资信证明,资信证明上必须要体现公司资产往来正常资信良好 公证认证海外公司全部资料 2、Application Conditions Application Form; Feasibility study report signed by all investors; contract、Articles of Association (Foreign-invested enterprises only submit articles of association); Bank credit certificates of all investors、Registration certificate (copy)、Identity certificate of legal representative (copy); Audit reports of the investment parties in the past year audited by an accounting firm; List of board members and letters of appointment of directors from all investment parties; Qualification certificates of senior management personnel; Notice of pre-approval of enterprise name issued by the industrial and commercial administration department; Site use agreement (original) and real estate ownership certificate (copy); Documents signed by non-legal representatives,A power of attorney for the legal representative should be issued。


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